Underwriting Director, Mid-Market

Optimyl Benefits
Remote

About The Position

The Underwriting Director, Mid-Market, is responsible for profitably underwriting stop-loss insurance for new and renewing groups across the 50-300 life space. This is a fully remote, senior individual contributor role with management potential.

Requirements

  • 10+ years underwriting medical stop loss, with a focus on the 50-300 group size.
  • At least 5 years at an MGU or pure-play stop loss carrier; majority of career at a respected MGU preferred.
  • Comfort working in a lean, fast-moving environment without heavy oversight.
  • Familiarity with stop loss manuals and current underwriting tools, including AI-assisted platforms.

Responsibilities

  • Underwrite new business and renewals for experience-rated groups in the 50-300 life space across level-funded and traditional stop loss products.
  • Build and maintain strong working relationships with sales, actuarial, and clinical teams.
  • Set clear expectations with sales on turnaround times and consistently deliver on them.
  • Develop deep familiarity with Optimyl’s products and platform, and contribute feedback that shapes future iterations.
  • Mentor existing claims-based underwriters.

Benefits

  • Competitive compensation
  • Comprehensive health coverage (medical, dental, vision)
  • Employer-paid life insurance and disability coverage
  • 401(k) retirement plan with employer match
  • Generous paid time off and company holidays
  • Hands-on learning
  • Exposure to new challenges
  • Opportunities to expand responsibilities
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