Underwriting Consultant

Unum•Portland, ME

8d•$63,500 - $120,000•Hybrid

About The Position

The Underwriting Consultant will demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. This role may also assist with the training, technical development and mentoring of other underwriters. Additionally, the incumbent will lead and influence others in the organization to support change and drive profitable results. Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

Requirements

Bachelors degree or equivalent, relevant business experience
Demonstrated, consistent proficiency at Senior Underwriter level
Mastery of product provisions, plan designs, pricing and contractual benefits
Excellent technical expertise in risk selection
Demonstrated strong understanding of top-line and bottom-line objectives
Exhibit complete understanding of sales/distribution process and market trends
Strong mentoring and coaching skills
Strong creative problem solving skills
Strong critical thinking/analytical reasoning skills
Excellent communication skills, both verbal and written
Strong organizational skills and ability to handle multiple priorities
Highly skilled in persuasiveness and negotiation
Demonstrated ability to work both independently and in a team environment
Exhibit a strong commitment to quality and personal ownership of results

Responsibilities

Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these
Contribute to the development of policies and procedures in support of product development initiatives.
Demonstrate a mastery of the Company’s product portfolio, the sales, implementation, and enrollment processes, and market place influences
Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
Act as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationship
Act as a mentor and coach, providing input to management regarding mentee performance

Benefits

Health, Vision, Dental
Short & Long-Term Disability
Generous PTO (including paid time to volunteer!)
Up to 9.5% 401(k) employer contribution
Mental health support
Career advancement opportunities
Student loan repayment options
Tuition reimbursement
Flexible work environments
healthcare benefits (health, vision, dental)
insurance benefits (short & long-term disability)
performance-based incentive plans
paid time off
401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not.