Underwriting Associate

Ryan Specialty • Walnut Creek, CA

1d

About The Position

RT Specialty, a division of Ryan Specialty, is a leading wholesale distributor of specialty insurance products and services. The Property and Casualty Underwriting Associate ensures existing policy information is accurate for renewals, communicates with clients to gather information, and supports underwriting through precise documentation. The role assesses risks and insurance applications, assists with premium calculations, generates reports, and ensures underwriting activities follow company policies, industry regulations, and compliance standards.

The position also serves as a key contact for customers and agents, addressing inquiries and resolving issues to deliver a positive service experience. The target salary is $68,200 annually. Full-time roles are eligible for bonuses and benefits. Ryan Specialty describes its benefits package as supporting employees’ and family members’ physical, financial, and emotional well-being, including paid time off for company holidays, vacation, sick and personal days, paid parental leave, and mental health services. The company is an Equal Opportunity Employer and provides reasonable accommodations in accordance with applicable law.

Requirements

• Bachelor’s degree in Risk Management, Actuarial or Business Administration; another related discipline or commensurate work experience may be considered.
• At least 6 months of experience in Property and Casualty Underwriting.
• Must meet minimum requirements for state P&C and/or surplus line licenses.

Nice To Haves

• Chartered Property Casualty Underwriter (CPCU) designation.

Responsibilities

• Evaluate and maintain existing policy information to ensure it is current, accurate, and appropriately priced for renewal.
• Respond to client requests and questions, providing information and advice about insurance products and underwriting appetite.
• Communicate with clients to gather necessary information, resolve inquiries, and support a smooth underwriting process.
• Prepare and organize documentation related to underwriting submissions and policy issuance.
• Assess risks associated with insurance applications using standard and substandard criteria.
• Support premium calculations and accurately apply rates based on underwriting guidelines.
• Build and maintain reports on underwriting activities, key performance indicators, and relevant metrics.
• Provide documentation and information for internal and external audits related to underwriting activities.
• Ensure underwriting activities adhere to company policies, guidelines, industry regulations, and compliance standards.
• Collaborate with underwriting teams to relay information, coordinate tasks, and support the overall underwriting process.
• Serve as a key point of contact for customers and agents by addressing inquiries, resolving issues, and providing excellent customer service.

Benefits

• Paid time off for company holidays, vacation, sick and personal days.
• Paid parental leave.
• Mental health services.
• Bonuses and benefits for full-time roles.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level