Underwriting Analyst

Mudflap • Austin, TX

2d • $68,000 - $90,000 • Hybrid

About The Position

At Mudflap, we're modernizing the $1 trillion trucking industry, the backbone of the U.S. economy. By helping over 100,000 underserved small businesses save over $1 billion on fuel, Mudflap has quickly grown into a profitable fintech platform that processes billions in annual payment volume.
As an Underwriting Analyst, you will be responsible for evaluating and assessing creditworthiness, ensuring sound lending decisions, and minimizing risk exposure. This role demands a keen eye for detail, a comprehensive understanding of credit evaluation processes, and demonstrates balanced judgment.

Requirements

• Has prior experience in either consumer or small business underwriting
• Have a basic understanding of Excel and other platforms of data entry
• Ability to work both independently and as part of a team
• Detail oriented and able to handle multiple tasks effectively
• Familiar with fast-paced environments with an “all hands on deck” approach
• Strong written, oral communication, analytical and interpersonal skills
• Ability to develop and foster strong cross functional partnerships

Responsibilities

• Assess the creditworthiness of loan applicants by analyzing financial data, credit reports, and other relevant information.
• Determine the risk level associated with lending and make informed decisions based on established criteria.
• Evaluate exceptions to credit policy carefully and make recommendations to the leadership team
• Collaborate with internal teams to streamline the underwriting process and ensure timely completion of applications.
• Conduct periodic reviews of existing customers to evaluate credit limit changes and recommend appropriate changes.
• Communicate effectively with clients, providing clear explanations of underwriting decisions and assisting in resolving inquiries.

Benefits

• Commuter benefits to ease your travel
• Lunches and snacks to keep you fueled
• A collaborative, high-growth environment where you’ll work closely with talented teammates across the company
• Competitive salary and equity in a high-growth startup
• Multiple health benefit options
• Responsible Time Off
• 401(k) matching
• Opportunities and support for major career growth
• Annual Company offsite event (Mudfest!)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed