Underwriter

Gallagher•Hanover Township, NJ

32d

About The Position

At RPS, the Underwriter reviews individual property and casualty insurance applications and decides whether to accept, change, or decline each risk. Decisions are based on details such as property value, location, use, and safety features, applying underwriting guidelines and gathering additional information when needed. The Underwriter works frequently with field teams to obtain facts and explain and support underwriting decisions. This role has no assigned production goals and may also support a Senior Underwriter with account service and account management.

Requirements

Bachelor's degree.
Two years of related experience.
Property and casualty underwriting experience, including reviewing property value, location, use, and safety features.
Experience making risk decisions based on underwriting guidelines.
Comfort communicating with field teams to gather information and support underwriting decisions.
Ability to explain underwriting decisions clearly in writing and in conversation.
Working knowledge of Microsoft Windows applications and Microsoft Office.
Detail orientation, strong analytical skills, and good communication and interpersonal skills.

Responsibilities

Review individual property and casualty insurance applications using underwriting guidelines.
Assess risk details, including property value, location, use, and safety features.
Request additional information as needed and decide whether to accept, change, or decline a risk.
Communicate with field teams to gather facts needed to assess risks.
Clearly explain and support underwriting decisions in writing and in conversation.
Support a Senior Underwriter with account service and account management as needed.