Underwriter

Electronic Payments Inc•Calverton, NY

21d•$55,000 - $60,000•Onsite

About The Position

Electronic Payments is seeking an experienced Underwriter to join its growing team at the Calverton office. The role primarily involves underwriting prospective clients, with additional time spent assisting the department with various tasks. The successful candidate will be an organized, goal-oriented team player who can multitask and communicate effectively with internal and external partners. The position involves substantial communication with Sales Partners to clarify the information needed for each account.

Requirements

Demonstrated understanding of basic underwriting practices.
Ability to respond efficiently and effectively to internal and external requests.
Good written and verbal communication skills.
Proficiency with Microsoft Office products.
Highly organized, with the ability to prioritize workload and manage multiple responsibilities while maintaining attention to detail.
Ability to multitask and communicate with internal and external partners.

Responsibilities

Perform credit analysis and underwriting for prospective commercial and merchant portfolio accounts, evaluating financial position and creditworthiness.
Review credit histories to assess the creditworthiness of prospective clients.
Balance risk and revenue in accordance with credit policy and loss-target expectations.
Maintain current knowledge of industry and professional topics by attending relevant training sessions.
Gather data from various sources and systems and interpret it as part of investigations.
Identify processing trends, review consumer and business credit reports, and complete risk assessments and financial analyses.
Apply risk-management concepts, collect and analyze exposure and loss data, and respond to related matters.
Assist the department with various tasks.