Underwriter - Security Guard Program
About The Position
Ryan Specialty National Programs (NSP) offers specialized insurance solutions for niche markets in the United States. The Security Guard Program specifically provides insurance for armed and unarmed security guard operations nationwide, serving clients such as commercial properties, financial institutions, residential communities, construction sites, healthcare and educational facilities, and government entities. The company is seeking an Underwriter to become a subject matter expert in this specialized market. The Underwriter will be responsible for evaluating, pricing, quoting, binding, and managing a portfolio of Security Guard insurance accounts, collaborating with retail agents, brokers, carrier partners, and internal teams to achieve profitable growth and provide excellent service. This role is suited for an underwriting professional who enjoys analyzing unique risks, building broker relationships, and becoming a trusted expert in a specialized program business.
Requirements
- 3+ years of commercial insurance underwriting experience.
- Experience underwriting casualty, package, workers' compensation, professional liability, or specialty insurance products.
- Strong analytical and risk assessment skills.
- Ability to evaluate complex submissions and make sound underwriting decisions.
- Exceptional communication and relationship-building abilities.
- Strong organizational skills and attention to detail.
- Ability to manage multiple priorities in a fast-paced environment.
- State Property & Casualty license
Nice To Haves
- Experience within E&S, MGA/MGU, program business, or specialty insurance markets.
- Knowledge of contractor, security services, staffing, government service contractor, or service-industry risks.
- Experience working with delegated underwriting authority.
- Professional designations such as CPCU, AU, ARM, or CRIS.
- Prior broker-facing or agency-facing experience.
- CPCU, ARM, AU, CRIS, or other insurance designations preferred.
Responsibilities
- Review new business, renewals, and endorsements for security guard and patrol service risks.
- Analyze exposures, loss history, operations, financial information, and risk characteristics.
- Determine pricing, terms, conditions, and coverage structures in accordance with underwriting guidelines.
- Exercise sound underwriting judgment to balance growth and profitability objectives.
- Issue quotations, bind coverage, and manage policy transactions within delegated authority.
- Manage and grow a profitable book of business.
- Monitor retention, rate adequacy, loss performance, and portfolio trends.
- Identify opportunities to expand accounts through additional coverages and product offerings.
- Participate in renewal strategy discussions and underwriting audits.
- Develop and maintain strong relationships with retail agents and brokerage partners.
- Serve as a trusted advisor on security guard industry risks and insurance solutions.
- Respond promptly to submissions, coverage questions, and underwriting inquiries.
- Support marketing initiatives, agency visits, and industry events as needed.
- Partner with leadership, carrier partners, and business development teams to achieve growth objectives.
- Work closely with underwriting assistants, operations, and service teams to ensure a seamless customer experience.
- Assist in refining underwriting guidelines, processes, and program strategies.
Benefits
- Paid time off for company holidays, vacation, sick and personal days
- Paid parental leave
- Mental health services
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
