Underwriter

LBC Mortgage•Los Angeles, CA

23h

About The Position

About LBC Mortgage At LBC Mortgage, we are committed to delivering exceptional lending solutions and personalized service to our clients. As we continue to grow, we are looking for an experienced and detail-oriented Commercial Mortgage Underwriter to join our team. Position Overview The Commercial Mortgage Underwriter will be responsible for analyzing and evaluating commercial loan applications, assessing financial risk, and ensuring compliance with company and investor guidelines. The ideal candidate has strong experience in commercial lending, excellent analytical skills, and the ability to work efficiently in a fast-paced environment.

Requirements

Minimum 2+ years of commercial underwriting experience
Strong understanding of commercial real estate lending and underwriting guidelines
Ability to analyze complex financial documents and credit profiles
Excellent attention to detail and organizational skills
Strong communication and problem-solving abilities
Ability to manage multiple files and deadlines simultaneously

Nice To Haves

Experience with residential mortgage underwriting is a plus

Responsibilities

Review and analyze commercial mortgage loan applications and supporting documentation
Assess borrower creditworthiness, financial statements, tax returns, cash flow, and collateral
Perform risk analysis and make sound underwriting decisions
Ensure loans meet internal policies, investor requirements, and regulatory guidelines
Work closely with loan officers, processors, and management throughout the loan process
Prepare clear and detailed underwriting summaries and recommendations
Identify potential risks and propose mitigating solutions
Maintain strong communication with all parties involved in the transaction