Mid-Level Underwriter
About The Position
The Mid-Level Underwriter evaluates and prices mid- to large-size cargo, marine, and logistics-related risks, makes underwriting decisions within assigned authority, and manages a book of business. The role covers supply chain operations such as Motor Truck Cargo, Freight Brokerage, Freight Forwarders, NVOCC, Shippers Interest, and Warehouse & Stock Throughput for domestic and international risks. Work includes collecting information, setting up accounts, rating risks, producing quotes and binders, issuing policies and endorsements, and maintaining relationships with distribution partners. Working with the Business Development Team, the underwriter reviews new and renewal submissions against company guidelines, appetite, and standards; assesses exposures and determines appropriate terms, limits, conditions, and deductibles. The position also processes policy data, quotes, binders, policies, endorsements, and mid-term changes; responds to brokers’ service requests; documents account files; and collaborates with Underwriting Directors and Officers when a risk exceeds delegated authority. The role emphasizes timely customer service, effective prioritization and problem-solving, and strong working relationships with internal teams and external partners.
Requirements
- At least 5 years of underwriting experience, with emphasis on the listed supply chain operations.
- Knowledge of rating and pricing models.
- Knowledge of the logistics industry and the insurance products and regulatory environment relevant to the sector.
- Strong skills in risk selection and deal management to grow the portfolio.
- Demonstrated ability to cultivate and foster business relationships.
- Understanding of customer-service principles and processes, including meeting time and quality standards to support customer satisfaction.
- Ability to manage, organize, and prioritize multiple tasks and proactively solve problems.
- Highly collaborative mindset and willingness to learn and develop with a team.
Nice To Haves
- College degree, preferably with an emphasis in insurance, business, or accounting.
Responsibilities
- Work with the Business Development Team and distribution partners to collect and reconcile information for new and renewal submissions.
- Review, analyze, and evaluate submissions to determine exposures and appropriate risk terms, limits, conditions, and deductibles.
- Enter accurate data and exposure information into appropriate systems to support timely quote, policy, and endorsement processing.
- Deliver quotes and manage communications with distribution partners throughout the process.
- Prepare binders for new and renewal accounts and identify appropriate forms and endorsements for policy construction.
- Make underwriting decisions within delegated authority and collaborate with Underwriting Directors and Officers when risks exceed that authority.
- Process mid-term account changes, including premium-bearing and non-premium-bearing endorsements and other policy actions, in accordance with company guidelines.
- Respond to brokers’ service requests, including requests for loss runs and endorsements, and ensure required documentation is received.
- Document systems and account files within established due dates.
- Organize and prioritize multiple tasks and proactively solve problems to meet client and broker needs while following internal standards.
- Interpret policy language, respond to coverage needs, and coordinate resources as needed.
- Provide timely, professional customer service to internal and external customers, including Underwriters, Claim, Sales, Operations, agents, and brokers.
Benefits
- Comprehensive health, dental, vision, life, and disability insurance; FSA and HSA accounts; and 401(k) accounts.
- Paid time off, paid parental leave, and a wellbeing program.
- Retirement savings matching and company-paid life and disability plans.
- Eligible bonuses, equity, and commissions for some positions.
- Structured training, licensing support, and ongoing development opportunities.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
