Mid-Level Underwriter

HUB International•Pembroke Pines, FL
•$120,000 - $150,000

About The Position

The Mid-Level Underwriter evaluates and prices mid- to large-size cargo, marine, and logistics-related risks, makes underwriting decisions within assigned authority, and manages a book of business. The role covers supply chain operations such as Motor Truck Cargo, Freight Brokerage, Freight Forwarders, NVOCC, Shippers Interest, and Warehouse & Stock Throughput for domestic and international risks. The position involves gathering and reconciling submission information, setting up accounts, rating risks, preparing quotes and binders, issuing policies and endorsements, and maintaining relationships with distribution partners. The Underwriter works with the Business Development Team and collaborates with Underwriting Directors and Officers when a risk exceeds delegated authority. The role also provides service to brokers and internal stakeholders while ensuring accurate documentation, timely processing, and customer satisfaction.

Requirements

  • At least 5 years of underwriting experience, with emphasis on the supply chain operations described in the posting.
  • Knowledge of rating and pricing models.
  • Knowledge of the logistics industry and the insurance products and regulatory environment relevant to the sector.
  • Strong risk-selection and deal-management skills to grow a portfolio.
  • Demonstrated ability to cultivate and foster business relationships.
  • Understanding of customer-service principles and processes, including meeting established time and quality standards.
  • Collaborative mindset and willingness to learn and develop with a team.

Nice To Haves

  • College degree, preferably with an emphasis in insurance, business, or accounting.

Responsibilities

  • Engage with distribution partners, in coordination with the Business Development Team, to collect and reconcile new and renewal submission information in accordance with underwriting guidelines, appetite, and standards.
  • Review and evaluate submissions to determine exposures and appropriate terms, limits, conditions, and deductibles for each risk.
  • Accurately enter data and exposure information into relevant systems to support timely quote, policy, and endorsement processing.
  • Deliver quotes and manage communications with distribution partners throughout the underwriting process.
  • Prepare binders for new and renewal accounts or policies, selecting appropriate forms and endorsements for policy construction.
  • Make underwriting decisions within granted authority and collaborate with Underwriting Directors and Officers when risks exceed delegated authority.
  • Respond to mid-term change requests and process premium-bearing and non-premium-bearing endorsements or other policy actions in accordance with company guidelines.
  • Respond to broker service requests, including requests for loss runs and endorsements, and ensure appropriate documentation is received.
  • Document systems and account files by established due dates and manage, organize, and prioritize multiple tasks.
  • Resolve problems to meet client and broker expectations while maintaining internal standards, including interpreting policy language, responding to coverage needs, and coordinating necessary resources.
  • Provide timely, professional customer service to internal and external customers, including Underwriters, Claims, Sales, Operations, agents, and brokers.

Benefits

  • Comprehensive health benefits, including health, dental, and vision insurance.
  • Life and disability insurance, including company-paid life and disability plans.
  • FSA and HSA accounts.
  • 401(k) accounts and retirement savings matching.
  • Paid time off.
  • Paid parental leave.
  • Wellbeing program.
  • Eligible bonuses, equity, and commissions for some positions.
  • Structured training, licensing support, and ongoing development opportunities.
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