Underwriter

Jet Direct Mortgage•Saddle Brook, NJ

1d•Onsite

About The Position

Jet Direct Mortgage is looking for an experienced and ambitious Senior Mortgage Underwriter that specialized in VA loans to join our fast paced, goal oriented and supportive environment. If you are looking for visibility and to be in a role where you want to be part of a growing an organization, then this is the role for you.

Requirements

Honest, ethical, and hardworking
Ability to multi-task and meet guidelines
Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
Hands on experience with lending for coops and condominiums
In depth knowledge of collateral analysis and understanding of appraisal & title reports
Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines (DU/LP)
Current CHUMS Certification with 5 + years FHA / Conventional Underwriting Experience
Strong capability to work in multiple systems such as Encompass - paperless environment
Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry
Ability to successfully manage a substantial pipeline of loans in a timely manner, while focusing on accuracy and important details
Knowledge in regulatory issues in both underwriting/finance and real estate

Responsibilities

Ensure compliance with government and bank regulations
Prepare customer commitments, with any additional conditions required
Communicate decisions (approval, suspense, counter or denial) to appropriate individuals within 30 days of application