Underwriter

Unum•Portland, ME
•$45,600 - $86,200

About The Position

The Underwriter will demonstrate solid risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a solid ability to partner with Company sales teams, brokers and all internal partners. Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these. Exhibit an understanding of the Company’s products, the sales, implementation, and enrollment processes, and market place influences. Deliver dependable, accurate, and timely service while building relationships with internal and external partners. May assist with training, technical development and mentoring associate underwriters.

Requirements

  • Bachelors degree or equivalent, relevant business experience
  • Demonstrated, consistent proficiency at Associate Underwriter level
  • Developed knowledge of product provisions, plan designs, pricing and contractual benefits
  • Solid technical expertise in risk selection
  • Demonstrated understanding of top-line and bottom-line objectives
  • Exhibit solid working knowledge of sales/distribution process and market trends
  • Solid creative problem solving skills
  • Strong critical thinking/analytical reasoning skills
  • Strong communication skills, both verbal and written
  • Strong organizational skills and ability to handle multiple priorities
  • Demonstrated ability to be persuasive and to negotiate
  • Demonstrated ability to work both independently and in a team environment
  • Exhibit a commitment to quality and personal ownership of results

Responsibilities

  • Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
  • Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
  • Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met.
  • Identify and analyze risk trends, making recommendations for addressing these.
  • Exhibit an understanding of the Company’s products, the sales, implementation, and enrollment processes, and market place influences.
  • Deliver dependable, accurate, and timely service while building relationships with internal and external partners.
  • May assist with training, technical development and mentoring associate underwriters.

Benefits

  • Health
  • Vision
  • Dental
  • Short & Long-Term Disability
  • Generous PTO (including paid time to volunteer!)
  • Up to 9.5% 401(k) employer contribution
  • Mental health support
  • Career advancement opportunities
  • Student loan repayment options
  • Tuition reimbursement
  • Flexible work environments
  • healthcare benefits (health, vision, dental)
  • insurance benefits (short & long-term disability)
  • performance-based incentive plans
  • paid time off
  • 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not.
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