Underwriter

Midwest Family Mutual Insurance Company•Des Moines, IA

7m•Remote

About The Position

Midwest Family Mutual Insurance Company is an “A-” (Excellent) rated property & casualty insurance company. We have maintained a fully work-from-home environment since 2006 and are seeking a Commercial and Personal Lines Underwriter to join our growing team.

Requirements

Minimum of 3 years of experience in property and casualty insurance is required.
Proficient knowledge of coverage forms and endorsements, with the ability to interpret and apply them effectively.
Demonstrated organizational and analytical skills, with a keen attention to detail.
Must have high-speed cable/DSL internet and a dedicated home office space.
Excellent written and verbal communication skills.
Self-motivated and capable of working independently with strong time-management abilities.
Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.
Effective team player, able to collaborate across departments and roles.
Commitment to regular and reliable attendance.
Adherence to internal control policies relevant to assigned job responsibilities and administrative duties.
Willingness to perform additional duties as assigned by management.

Nice To Haves

Strong understanding of both personal and commercial lines of insurance is preferred.
Bachelor’s degree in Business, Insurance, or a related field preferred.
Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education.

Responsibilities

Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.
Assess risk characteristics and exposure to determine pricing and coverage options.
Cultivate and maintain strong relationships with independent agents.
Negotiate terms and conditions with producers to write profitable business.
Maintain compliance with underwriting policies, standards, and regulatory requirements.
Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making.
Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.