Underwriter

Bluevine - US • Salt Lake City, UT

2d • $61,900 - $74,100 • Hybrid

About The Position

The successful candidate will evaluate and underwrite small business loan applications in accordance with the company’s credit policies, procedures, and risk appetite. This role requires strong technical expertise, sound judgment, and exceptional attention to detail. The underwriter will assess complex financial information, evaluate credit risk, structure appropriate loan terms, and ensure compliance with applicable regulations while supporting the company’s growth, profitability, and portfolio performance goals.

Requirements

• 2+ years of Underwriting experience, ideally within a fintech company, bank, or other financial institution.
• Small business lending experience preferred.
• Strong knowledge of credit fundamentals within a commercial lending environment; formal credit training is a plus.
• Bachelor’s degree in finance, accounting, economics, or a related field preferred.
• Strong analytical skills and exceptional attention to detail.
• Sound judgment and the ability to evaluate complex financial information.
• A collaborative mindset and strong written and verbal communication skills.

Responsibilities

• Underwrite small business loan applications in accordance with established credit policies, procedures, and risk guidelines.
• Analyze financial statements, bank statements, tax returns, application data, and business and personal credit reports.
• Evaluate applicant creditworthiness, identify potential risks, and structure loans within established guidelines.
• Make well-supported credit decisions while balancing risk, customer needs, growth, and profitability.
• Clearly document underwriting decisions and rationale.
• Support additional projects and responsibilities as assigned by your manager.

Benefits

• Excellent health coverage and life insurance benefits
• 401K with an immediate 3% company match
• PTO, Company Holidays, and Flexible Holidays
• Company-sponsored Mental Health Benefits, including 1:1 therapy
• Over $1,000 each year to spend on your personal wellness
• Monthly WFH stipends totaling over $1,000 annually
• Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents
• Access to financial coaches and education sessions
• Weekly catered lunches and fully stocked kitchen pantries
• Community-based volunteering opportunities

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level