Underwriter

People's Trust Insurance • Deerfield Beach, FL

20d • Onsite

About The Position

As an Underwriter, you will be responsible for evaluating new business applications, ensuring eligibility based on company guidelines, and reviewing renewal policies to maintain a profitable book of business. You will have the opportunity to work with agents, analyze inspection reports, assess risk, and determine the appropriate course of action.

Requirements

• High school graduate or GED is required; a Bachelor's or Associate's Degree preferred.
• Minimum of two years of Property & Casualty underwriting, agency, or insurance operations experience, or an equivalent combination of education and experience.
• Must possess a 4-40 Customer Service Representative, 2-20 General Lines, or 20-44 Resident Personal Lines License.
• Proficiency with Microsoft Office and the ability to learn and navigate multiple software platforms.
• Desire to contribute to a positive work environment.
• Ability to manage competing priorities in a fast-paced, production-driven environment.
• Strong communication skills both verbally and in writing. Ability to interact on a professional level with agents and policyholders.
• Exhibits critical thinking and analytical skills with high attention to detail.
• Demonstrated ability to work independently and manage workload effectively.
• Strong organizational skills with the ability to manage a high-volume workload while maintaining accuracy and attention to detail.
• Ability to interpret underwriting guidelines and consistently apply sound judgment.
• Maintains the integrity of the company and provides exceptional, best-in-class customer service.

Nice To Haves

• Professional certifications and designations are beneficial.

Responsibilities

• Analyze and evaluate new and renewal business to determine eligibility and proper risk selection.
• Review applications, inspections, photographs, and supporting documentation to make underwriting decisions in accordance with company guidelines.
• Communicate directly with agents regarding underwriting decisions, inspections, policy changes, cancellations, and required documentation.
• Manage an assigned underwriting workload while meeting established service levels and production expectations.
• Handle a high volume of underwriting transactions while maintaining accuracy, quality, and service standards.
• Exercise sound judgment when evaluating risk and determining the appropriate underwriting action.
• Perform other duties and special projects as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree