Underwriter- Title Examination

Old Republic National Title InsuranceCharlotte, NC
Hybrid

About The Position

We are seeking a detail-oriented residential and commercial underwriter responsible for delivering accurate title underwriting services, commitment and policy production, and exceptional customer support while protecting the interests of Old Republic Title and its customers. This role is hybrid and candidates must be able to work in our Charlotte, NC office 3 days a week.

Requirements

  • Detail-oriented
  • Proficiency in RamQuest and related policy production systems
  • Ability to examine preliminary and final title opinions
  • Ability to review deeds, deeds of trust, mechanic’s liens, tax liens, judgments, probate records, surveys, plats, and other recorded documents
  • Ability to assess ownership interests, legal descriptions, and matters affecting title
  • Ability to provide exceptional customer service
  • Ability to maintain strong relationships with approved attorney customers
  • Ability to collaborate with underwriting colleagues
  • Ability to evaluate complex risks
  • Ability to ensure compliance with underwriting authority and company guidelines
  • Ability to communicate underwriting concerns promptly to management
  • Ability to support sales representatives
  • Ability to comply with all company policies, regulatory requirements, and required compliance training
  • Dependable attendance and professionalism

Nice To Haves

  • Residential and commercial underwriting experience

Responsibilities

  • Prepare title commitments, title policies, endorsements, and prior policy lookups.
  • Maintain proficiency in RamQuest and related policy production systems to ensure efficient communication and product delivery.
  • Examine preliminary and final title opinions to determine insurability and identify title conditions affecting real property.
  • Review deeds, deeds of trust, mechanic’s liens, tax liens, judgments, probate records, surveys, plats, and other recorded documents.
  • Assess ownership interests, legal descriptions, and matters affecting title.
  • Provide exceptional customer service and maintain strong relationships with approved attorney customers.
  • Collaborate with underwriting colleagues to evaluate complex risks and ensure compliance with underwriting authority and company guidelines.
  • Communicate underwriting concerns promptly to management.
  • Support sales representatives in strengthening customer relationships.
  • Participate in monthly North Carolina underwriting conference calls.
  • Comply with all company policies, regulatory requirements, and required compliance training.
  • Maintain dependable attendance and professionalism during business hours and company-related events.
  • Coordinate commercial title searches and document recordings with attorneys and recording offices.
  • Serve as a liaison among customers, attorneys, escrow agents, and lenders throughout commercial transactions.
  • Partner with Commercial Agency Services, Escrow, National Commercial Services, and other departments as needed.
  • Underwrite and service commercial title insurance transactions throughout North Carolina and other approved jurisdictions.
  • Coordinate title searches and document recordation with attorneys.
  • Review, underwrite, and issue commercial title commitments, policies, and endorsements.

Benefits

  • Comprehensive medical, prescriptions, dental and vision plans
  • 401(k) plan with a discretionary company match
  • Shareholder Purchase and Reinvestment Plan
  • Basic life and accidental death and dismemberment insurance premium paid by the company
  • Voluntary supplemental life insurance for employees, spouses and dependent children
  • Fertility and Family Building Benefits
  • Paid Disability benefits
  • Paid time off programs
  • 11 Company paid holidays per year
  • Flexible spending account
  • Health savings account (available to High Deductible Health Plan participants only)
  • Employee Assistance Program
  • Educational Assistance Program
  • Voluntary benefits, such as Critical Illness, Hospital Indemnity, Pet Insurance and Accident Insurance
  • Title insurance policies and certain escrow services for the employee’s primary personal residence at no charge
  • Transportation benefit plan for mass transit, parking and vanpool, in several markets
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