Underwriter, Supplemental Accounts

Standard Insurance Company•Portland, OR

4d•$25 - $37•Onsite

About The Position

The Underwriting team supports the growth and profitability of the Supplemental Accounts portfolio by evaluating risk, making sound underwriting decisions, and fostering strong business relationships. This role contributes to the retention and acquisition of profitable business through effective analysis, communication, and decision-making. The position involves developing underwriting expertise through ongoing training, hands-on experience, and increasing levels of responsibility, while demonstrating leadership, collaboration, and a commitment to underwriting excellence. The company is considering candidates at the Associate Underwriter, Underwriter, or Senior Underwriter, Supplemental Accounts level, based on qualifications and experience.

Requirements

High school diploma or equivalent required.
Associate Underwriter, Supplemental Accounts: Minimum of 1 year of experience in insurance underwriting, insurance operations, or a related underwriting support function.
Strong analytical skills and ability to evaluate data for financial and risk analysis.
Demonstrated critical thinking skills with the ability to analyze information, recognize patterns and inconsistencies, and make recommendations based on established underwriting guidelines.
Ability to work independently with minimal supervision.
Underwriter, Supplemental Accounts: 3+ years of relevant underwriting experience.
In-depth experience managing more complex underwriting cases and risk assessments.
Strong expertise in analyzing financial and risk data for a variety of cases.
Experience in working with multiple departments to assess and resolve more complex cases.
Proven ability to handle high-level decision-making with minimal supervision.
Ability to mentor or guide less experienced team members.
Senior Underwriter, Supplemental Accounts: 5+ years of relevant underwriting experience.
Advanced expertise in analyzing financial, demographic, and risk-related data across diverse case types.
Proven experience partnering with multiple departments to evaluate and resolve highly complex underwriting situations.
Ability to effectively manage escalations and provide recommendations for resolution.
Demonstrated ability to make high-level underwriting decisions and exercise independent judgment with minimal supervision.
Ability to mentor, coach, and develop less experienced team members.
Acts with urgency, pursues ambitious goals and shows resilience in the face of obstacles and setbacks.
Sees possibilities in changing circumstances, accepts and understands change and alters behavior as necessary.
Actively engages colleagues to achieve shared outcomes by developing trust, inviting diverse perspectives and pushing to bring the best ideas forward.

Nice To Haves

Bachelor's degree preferred.

Responsibilities

Apply sound, creative underwriting and business judgment in the timely analysis and evaluation of insurance risks to contribute to the growth and profitability of the organization.
Develop and maintain effective working relationships with assigned field personnel, producers, assigned policyholders and Home Office personnel through professional negotiation, responsive communication, problem resolution and anticipation of customer expectations.
Provide mentoring and training as appropriate based on job level and experience.
Actively participate in projects to contribute to corporate goals.

Benefits

Medical insurance
Dental insurance
Vision insurance
401(k) plan with matching company contributions
Annual incentive bonus plan
Generous paid time off
11 holidays
2 wellness days
8 volunteer hours annually
Paid parental leave
Adoption/surrogacy assistance
Employee giving program that double matches donations to eligible nonprofits and schools