Large Accounts Underwriter

EMC Insurance Companies•Arizona- Work From Home, AZ

12d•$100,085 - $152,122•Remote

About The Position

This position can be performed remotely for candidates who reside in AZ. As a Large Accounts Underwriter, you'll manage a defined territory and drive profitable growth by evaluating complex commercial risks, developing tailored coverage solutions, and making strategic underwriting decisions. You'll partner closely with agents and brokers, build strong market relationships, and serve as a trusted resource on EMC's Large Accounts capabilities. Your insights and expertise will directly influence portfolio performance, business growth, and long-term underwriting success.

Requirements

Bachelor’s degree, preferably in insurance or business administration, or equivalent relevant experience
Five years of commercial underwriting experience or related experience
Excellent knowledge of underwriting and risk analysis
Excellent knowledge of at least two lines of business
Strong written and verbal communication skills, including presentation skills and account analysis documentation skills
Strong problem-solving skills and the ability to make sound decisions
Strong customer service skills
Strong computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Excellent written and verbal communication skills, including the ability to speak effectively before groups
Strong presentation skills
Ability to work effectively with others, as well as independently
Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

Nice To Haves

Prior experience working with large accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk profiles, strongly preferred
Insurance designations, such as CPCU, preferred

Responsibilities

Manage and grow a profitable Large Accounts portfolio within assigned underwriting authority and territory.
Evaluate complex multi-line accounts to determine pricing, coverage structures, and risk selection.
Apply underwriting guidelines using loss history, financial data, risk control reports, and pricing tools.
Maintain accurate underwriting documentation to support sound decisions and regulatory compliance.
Negotiate underwriting terms, conditions, and pricing for Large Accounts business.
Build and strengthen relationships with brokers and agents to drive growth and retention.
Educate agency partners on EMC's Large Accounts appetite, capabilities, systems, and services.
Conduct agency visits to discuss opportunities, account performance, and market updates.
Partner with regional leadership on agency strategy, planning, and business development initiatives.
Serve as a Large Accounts subject matter resource for internal business partners.
Collaborate with sales, marketing, and leadership to optimize agency and portfolio performance.
Monitor market trends, competitive activity, and industry developments to inform underwriting and growth strategies.