Underwriter II (Remote)

MEM•St. Louis, MO

4d•$65,600 - $98,400•Remote

About The Position

MEM Insurance is seeking a detail-oriented and collaborative Underwriter II to join their Underwriting team. In this role, the individual will manage their own book of business, applying their knowledge of workers compensation and MEM’s underwriting strategy to drive profitable growth and deliver exceptional service to customers and partners. MEM Insurance believes in supporting the people behind businesses and fosters a culture of trust, collaboration, and continuous learning.

Requirements

Bachelor’s degree in Business Administration, Insurance and Risk Management, or a related field—or equivalent combination of education and underwriting experience.
3–5 years of workers compensation or property and casualty insurance experience required.
Valid driver’s license required.

Nice To Haves

Insurance designations such as RWCS, AINS, AU, or CPCU are highly encouraged.

Responsibilities

Independently manage an assigned book of business, applying MEM’s underwriting philosophy, rating methodology, and guidelines.
Evaluate, select, and price new and renewal business within granted underwriting authority.
Analyze risk exposures, trends, and loss history using underwriting tools, predictive modeling, and forecasting.
Collaborate with producers and policyholders—both virtually and in person—to build strong, consultative relationships.
Communicate underwriting decisions clearly and professionally, ensuring alignment with regulatory rules and company standards.
Partner with Safety and Risk Services to assess and mitigate risk.
Refer business outside of authority as appropriate and support sound underwriting decisions.
Participate in cross-functional projects and committees to support company and departmental goals.
Serve as a mentor and technical resource for less experienced underwriters and underwriting assistants.

Benefits

Medical, Dental, and Vision
Fertility benefits and fully paid preventative care
Dental coverage includes adult orthodontia and other uncommon treatments
Fully Employer-Paid Life and Disability Benefits
Life Insurance – three times base salary
Accidental Death and Dismemberment
Short and Long-term Disability
Employee Wellness and Recognition Program with employer-paid incentives for employees and spouses
Flexible Spending Account and Dependent Care options
Health Savings Account with generous employer contribution
Generous PTO accruals
11 Holidays and 4 Early Releases
16 Hours of Volunteer Time Off
20 Days of Paid Parental Leave (in addition to STD)
Marriage, Bereavement, and Jury Duty Leave
Employee Assistance Programs
401(k) Retirement Plan with employer match and profit sharing
Adoption Assistance
Tuition Assistance