Underwriter (Group Benefits) – 100% Remote

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8d•$85,000 - $95,000•Remote

About The Position

The Group Benefits Underwriter analyzes, designs and underwrites quotes, renewals and changes to group insurance plans. The role leads underwriting for special projects and complex requests, developing client-specific solutions while balancing profitability and competitiveness with the organization’s business strategy. Pricing decisions are based on technical results, risk selection principles, internal policies and applicable government regulations. The Underwriter communicates and, where needed, negotiates underwriting recommendations with internal teams and partners; collaborates with sales, actuarial and administration teams and external partners; and works with reinsurers on complex cases. The position also contributes to quality control, continuous process improvement and the evolution of the group insurance offering. It is a permanent, full-time, fully remote position with a 35-hour workweek and a flexible schedule between 7 a.m. and 5 p.m., with start times between 7 a.m. and 9 a.m.

Requirements

University degree in actuarial science, mathematics, statistics or a related field.
More than five years of experience in group insurance underwriting.
Experience implementing ASO arrangements.
Advanced proficiency in Excel, including using and creating VBA to automate tasks and optimize processes.
Ability to query databases, analyze results and generate reports tailored to decision-making needs.
Strong analytical skills, critical thinking and facility with mathematical interpretation.
Excellent problem-solving skills.
Excellent verbal and written communication skills and ability to influence stakeholders.
Bilingual in French and English, including the ability to communicate verbally and in writing with English-speaking clients and partners.
Strong organizational skills.
Thoroughness and attention to detail.
Ability to manage priorities in a deadline-driven environment.
Ability to work independently.
Excellent interpersonal skills.
Collaborative approach and ability to work effectively with different teams.
Proactive and dynamic approach.
Comfort communicating with internal partners.
Adaptability within a team environment.
Positive attitude and professionalism.
Motivation to grow in a constantly evolving environment.

Nice To Haves

Direct experience with retention arrangements and/or multi-employer groups.
Experience creating interactive dashboards.

Responsibilities

Analyze, design and underwrite quotes, renewals and changes to group insurance plans.
Lead underwriting for special projects, including multi-employer groups, associations, retention arrangements, modular plans, ASO arrangements and other complex requests.
Develop tailored solutions for business clients while balancing financial profitability and product competitiveness in line with business strategy.
Establish appropriate pricing using technical results, risk selection principles, internal policies and applicable government regulatory requirements.
Communicate, justify and, when necessary, negotiate underwriting recommendations and decisions with internal teams and relevant partners.
Collaborate with sales, actuarial and administration teams and external partners to support the development and implementation of group insurance solutions.
Interact with reinsurers to obtain required approvals and support decisions on complex cases.
Conduct peer reviews and share best practices as part of underwriting quality control.
Contribute to improving underwriting tools, work methods and processes.
Participate in discussions to achieve business division objectives and support the evolution of the group insurance offering.

Benefits

Annual salary of $85,000–$95,000, depending on experience.
Four weeks of vacation from the first day.
Group insurance from day one, including medical, dental and vision care, travel insurance and roadside assistance insurance.
Defined benefit pension plan, comparable to government plans and available after one year of service.
Access to a fitness facility.
Ongoing training to support professional development.
Employee Assistance Program (EAP).
Social activities, including a BBQ and Christmas party.
Years of service recognition program.
Flexible schedule and fully remote work.