Group Underwriter, Senior

Elevance Health•Atlanta, GA
•Hybrid

About The Position

The Group Underwriter, Senior determines the acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospective employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. The role provides guidance to medical underwriters on risk selection for applicants seeking commercial health coverage and coordinates with other departments to ensure accurate, consistent account reporting. The position proposes rates for prospective business using other-carrier experience, demographic data, and manual rates; performs post-sale reviews; and works with product and sales partners to survey existing product portfolios by market, monitor sales results, trends, and needs, and recommend portfolio changes. The role follows Elevance Health’s hybrid workforce strategy and requires associates to work in-office one day per week. Preferred office locations are Indianapolis, Indiana; Mason, Ohio; or Atlanta, Georgia. Alternate locations may be considered for candidates within commuting distance of an office; candidates outside a reasonable commuting distance will not be considered unless an accommodation is granted as required by law.

Requirements

  • Bachelor’s degree in a related field and a minimum of 4 years of related experience, or an equivalent combination of education and experience.
  • Ability to work in-office at least one day per week under the hybrid workforce strategy; candidates generally must be within a reasonable commuting distance of an office unless an accommodation is granted as required by law.

Nice To Haves

  • CPCU, CLU, LOMA, HIAA, PAHM, or other insurance-related coursework is highly preferred.
  • Level Funded medical underwriting experience is highly preferred.
  • Small group experience is preferred.

Responsibilities

  • Determine the acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospective employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits.
  • Determine and provide guidance to medical underwriters concerning risk selection for applicants applying for commercial health coverage.
  • Coordinate with other departments to ensure accuracy and consistency of overall account reporting.
  • Propose rates for prospective business using other-carrier experience, demographic data, and manual rates.
  • Perform post-sale reviews.
  • Work with product and sales partners to survey existing product portfolios by market, monitor sales results, trends, and needs, and recommend product portfolio changes.

Benefits

  • Market-competitive total rewards
  • Merit increases
  • Paid holidays
  • Paid Time Off
  • Incentive bonus programs, unless covered by a collective bargaining agreement
  • Medical benefits
  • Dental insurance
  • Vision insurance
  • Short- and long-term disability benefits
  • 401(k) with match
  • Stock purchase plan
  • Life insurance
  • Wellness programs
  • Financial education resources
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