Manager Underwriter - Group Medicare
About The Position
As part of the Group Medicare organization, the Manager Underwriter performs complex underwriting analysis and risk assessment for existing and prospective Medicare Advantage customers. The role serves as a strategic business partner to sales and account management teams, supporting growth through sound underwriting practices, pricing strategies, and consultative support. The position evaluates new business opportunities, develops pricing recommendations, analyzes benefit designs, communicates underwriting decisions, and supports business development through presentations to employers and brokers. It also uses advanced rating, financial, and underwriting tools to assess risk and profitability, conducts competitive analyses, and participates in or leads process improvement initiatives and special projects. Hartford, Connecticut-area candidates are strongly preferred, though qualified remote candidates anywhere in the United States will be considered. The position is not eligible for employment sponsorship now or in the future. It is full time, with 40 anticipated weekly hours. The stated pay range is $66,330 to $145,860, and the role is eligible for a CVS Health bonus, commission, or short-term incentive program. The application window is anticipated to close on November 30, 2026.
Requirements
- At least 4 years of underwriting experience, including experience with pricing methodologies and funding arrangements.
- Group Medicare underwriting experience or Fully Insured underwriting experience.
- Bachelor's degree or equivalent combination of education and experience.
- Strong analytical, problem-solving, and independent decision-making skills.
- Excellent written and verbal communication skills.
- Ability to partner effectively with sales teams, account management, and underwriting leadership.
- Proficiency with Microsoft Office and other business applications.
- Ability to communicate complex financial and underwriting concepts clearly to diverse audiences.
Nice To Haves
- Experience underwriting Group Medicare Advantage products.
- Experience supporting large employer group clients.
- Advanced knowledge of healthcare insurance pricing and risk assessment.
- Experience presenting underwriting recommendations to brokers, consultants, and customers.
Responsibilities
- Perform underwriting analysis and risk assessment for existing Group Medicare Advantage customers.
- Evaluate new business opportunities and develop pricing recommendations for prospective Group Medicare Advantage groups.
- Partner with field sales and account management teams on strategic large-employer group opportunities.
- Calculate prospective group rates using established underwriting methodologies and pricing protocols.
- Analyze benefit design options and provide strategic recommendations related to pricing and competitiveness.
- Explain rate development, pricing assumptions, and underwriting decisions to internal and external stakeholders.
- Present underwriting and pricing information to employers and brokers to support business development.
- Use advanced rating, financial, and underwriting tools to analyze risk and profitability.
- Conduct competitive analyses and develop financial comparisons to support business strategy.
- Participate in or lead process improvement initiatives and special projects.
Benefits
- Medical coverage
- Dental coverage
- Vision coverage
- Paid time off
- Retirement savings options
- Wellness programs
- Other resources, based on eligibility
- Bonus, commission, or short-term incentive program
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What This Job Offers
Job Type
Full-time
Career Level
Manager
