Underwriter Cyber

Howden•Chicago, NY

6d•Hybrid

About The Position

DUAL North America is seeking an Underwriter for the Cyber division. At DUAL, underwriters play a key strategic role in shaping the underwriting framework and expanding broker relationships. In this role, you will provide expertise in risk evaluation, manage new and renewal submissions, and support profitable portfolio growth. In collaboration with the Cyber division, you will evaluate cyber risk exposures including security controls, incident history, and emerging threats to provide tailored insurance solutions.

Requirements

Bachelor’s degree in risk management, finance, business or a related field preferred
0-5 years underwriting experience
Solid understanding of underwriting principles and risk assessment
Strong analytical, negotiation and decision-making skills
Excellent written, verbal and client-facing communication skills
Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
Ability to follow policies and procedures
Self-motivated with strong attention to detail
Ability to travel up to 20% or more as required for client meetings, conferences, or industry events
Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment

Nice To Haves

Professional certifications like CPCU/AU or similar designations a plus

Responsibilities

Curate a portfolio of business in accordance with Underwriting Guidelines and prescribed pricing tools with minimal discretion, ensuring submissions meet underwriting standards for the program and are profitable
Evaluate, select, classify and rate/price each risk; establish the standards of coverage and amount of protection to be offered.
Execute on annual new and renewal business goals by achieving agreed premium income and hitting quote numbers with desired hit ratios and retentions
Foster relationships with assigned producers
Gather and compile information required to quote and/or bind an account
Generate, edit, and send out a variety of correspondence such as declination letters, quote follow ups and subjectivity reminders
Demonstrate an advanced understanding of technical underwriting principles and risk underwriting characteristics in their business line
Keep up to date on market dynamics, competitive landscape, and product differences and communicate market intelligence to the broader team
Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable