Trucking Transportation Underwriter

RLI Insurance Company•Atlanta, GA

3d•$77,025 - $109,145•Hybrid

About The Position

We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company.

Requirements

Typically requires a bachelor's degree in insurance, finance, risk management, business, or a related field.
Minimum of 2 years of commercial trucking transportation underwriting experience.
Strong knowledge of commercial transportation underwriting principles, including risk selection, pricing, coverage, and portfolio management.
Ability to evaluate trucking operations and exposures, including fleet composition, driver quality, loss experience, safety practices, operating characteristics, and other factors affecting risk quality.
Strong analytical skills with the ability to interpret loss information, pricing models, exposure data, and other underwriting information to make sound decisions.
Demonstrates sound underwriting judgment and the ability to independently evaluate complex and non-standard risks within assigned authority.
Thorough understanding of product appetite, underwriting guidelines, submission requirements, pricing methodologies, and internal underwriting processes.
Ability to build and maintain productive relationships with agents and brokers and effectively develop quality submission flow.
Strong negotiation skills with the ability to balance producer relationships, customer needs, and underwriting objectives.
Ability to manage and maintain a profitable book of business while balancing growth, retention, rate adequacy, and risk quality.
Ability to clearly communicate underwriting decisions, findings, and recommendations to internal and external business partners, both verbally and in writing.
Ability to identify changing risk characteristics, loss trends, and market conditions and adjust underwriting strategies appropriately.
Maintains complete and organized underwriting documentation so that risk selection, pricing, and underwriting judgment are clearly supported.
Ability to effectively utilize underwriting systems, data, and analytical tools to evaluate accounts and portfolio performance.
Demonstrates initiative, accountability, and the ability to work independently on complex underwriting matters.
Typically possesses an appropriate level of underwriting authority and demonstrates readiness for increased authority based on experience and performance.
Participates in underwriting-related continuing education and maintains knowledge of transportation industry and insurance market trends.
Equivalent combination of education and experience will be considered.

Nice To Haves

Experience underwriting fleet or other complex commercial auto risks preferred.
Experience developing producer relationships and managing a profitable book of business preferred.

Responsibilities

Analyze, evaluate, accept, decline, rate, quote, and bind complex new and renewal commercial transportation accounts within assigned underwriting authority.
Evaluate trucking operations, loss experience, driver and fleet characteristics, safety practices, financial information, and other relevant exposures to determine risk acceptability, pricing, terms, and conditions.
Develop and maintain strong relationships with agents and brokers to generate quality submission flow, retain profitable business, and identify new business opportunities.
Manage an assigned book of business with accountability for growth, profitability, rate adequacy, retention, and overall portfolio performance.
Review complex submissions, account loss experience, pricing models, and other underwriting information to identify profitable risk opportunities.
Negotiate pricing, coverage, terms, and conditions with agents and brokers while maintaining underwriting discipline and product appetite.
Monitor individual account and portfolio performance and respond appropriately to changes in loss trends, exposure, market conditions, or risk quality.
Maintain complete and organized underwriting files with clear documentation supporting risk selection, pricing, and underwriting decisions.
Exercise independent judgment on complex and non-standard underwriting matters and present recommendations to management when appropriate.
Collaborate with underwriting leadership and internal business partners on market, product, agency, and portfolio initiatives.
Assist with special projects or other duties as assigned.

Benefits

Annual bonus plans
Employee stock ownership plan (ESOP)
401(k) — automatic 3% company contribution
Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)
Paid time off (PTO) and holidays
Paid volunteer time off (VTO) to support our communities
Parental and family care leave
Flexible & hybrid work arrangements
Fitness center discounts and free virtual fitness platform
Employee assistance program
Comprehensive medical, dental and vision benefits
Flexible spending and health savings accounts
2x base salary for group life and AD&D insurance
Voluntary life, critical illness, & accident insurance for purchase
Short-term and long-term disability benefits
Training & certification opportunities
Tuition reimbursement
Education bonuses