Treasury Manager

OnHires

20d

About The Position

The Treasury Manager is a hands-on individual contributor in the Finance & Treasury team, reporting to the Head of Treasury. The role owns operational payments and helps redesign treasury processes at an established, profitable fintech operating across crypto and traditional payments. The company runs a consumer on/off-ramp platform and B2B APIs and white-label solutions, and is authorised under MiCA and PSD2 in the EU while expanding its licence footprint. The role manages money movement across bank accounts, payment providers, acquirers, exchange venues and wallets, across multiple currencies and jurisdictions. It is responsible for ensuring funds are in the right place and amount at the right time, and for maintaining evidence suitable for auditors and regulators. Key areas include payment execution, cash and crypto reporting, safeguarding and client-asset reconciliation, regulatory and audit support, liquidity management, and treasury controls and process improvement. The position can be remote or hybrid at the company’s European headquarters, for someone based in a time zone close to CET/EET. The offer includes a full-time contract with a performance bonus, paid leave, health insurance and a certification budget.

Requirements

3–5 years of experience in treasury or payment operations, ideally at a crypto or fintech company.
Hands-on company payment execution experience, including approval workflows, banking portals, payment file formats and segregation of duties.
Practical crypto operations experience covering exchange and custody accounts, stablecoin settlement, hot/cold wallet operations, on-chain verification, and network details such as fees, finality, memo/tag and stuck transactions.
Experience owning regular balance reporting and reconciliation in a multi-currency, multi-account environment, including resolving breaks.
Experience in a regulated environment, including regulatory reporting, safeguarding or client-money rules, and audit or regulator requests.
Strong Excel or Google Sheets skills.
Exceptional attention to detail, precision under cut-off pressure and discretion with sensitive financial information.
Fluent English.
Based in a time zone close to CET/EET.

Nice To Haves

Hands-on PSD2 or EMI safeguarding reconciliation, including UK safeguarding.
MiCA/CASP crypto-asset segregation and reporting experience.
Experience redesigning a payment or approval process together with accounting.
Experience building cash flow reports and dashboards; SQL beyond the basics.
Experience with Fireblocks or a similar custody/MPC platform.
A treasury certification such as ACT or CTP.

Responsibilities

Own the end-to-end invoice and salary payment cycle, including validation, approval routing, FX and release across banks and EMIs.
Manage beneficiary verification, dual authorisation, payment returns and stuck payments.
Work with Finance leadership to redesign the payment process, including increased payment frequency, invoice checks with accounting before payment, backup approvers and the four-eyes principle.
Collect balances across banks, acquirers, PSPs, exchanges and custody accounts, and produce a signed-off cash flow report with analytics on cash and crypto position changes.
Perform daily safeguarding reconciliation for e-money entities once operational, and client-asset segregation and reconciliation under MiCA and PSD2.
Maintain records that stand up to review and provide recurring returns for licensed entities and treasury evidence for audit and regulator requests.
Manage short-term liquidity forecasting, pre-funding of settlement and trading accounts, sweeps, and stablecoin and hot/cold float in line with policy.
Maintain treasury policies, authority matrices and SOPs.
Work with Finance Systems and Engineering to move reporting and reconciliation off spreadsheets.