Treasury Liquidity Analyst (US)

TD•Charlotte, NC

4d•$61,880 - $99,320

About The Position

The Treasury Liquidity Analyst works within the Liquidity Methodology Group in U.S. Liquidity Management, which provides specialized methodology and advisory support. The group analyzes product-level activity, investigates material balance movements and emerging issues, translates financial and regulatory data into liquidity insights, develops and maintains analytical tools, supports committee and regulatory requests, and advances data quality, analytical capabilities, and process efficiency. The analyst conducts analysis, reporting, monitoring, forecasting, and reconciliation activities; develops applications or provides technical support; and contributes to liquidity methodology, assumptions, processes, policies, frameworks, and systems that support Liquidity Risk Management. The role provides accurate, efficient, and comprehensive reporting and analysis and supports committee and regulatory requests. It is an experienced professional role that independently manages work under minimal supervision, leads projects or workstreams, resolves moderately complex problems, and provides guidance within the area of specialty.

Requirements

At least 3 years of experience.
Strong written and verbal communication skills.
Ability to conduct analysis, reporting, monitoring, forecasting, and reconciliation activities.
Ability to work independently with minimal management guidance and supervision.
Ability to solve moderately complex problems, use judgment across multiple information sources, and lead projects or workstreams.
Ability to handle confidential information with discretion and identify, manage, and escalate risks.

Nice To Haves

Undergraduate degree preferred.
Experience working with SQL and Python.
Experience applying approved artificial intelligence tools to research, analysis, knowledge discovery, or workflow improvement.
Prior experience in banking and/or financial services.

Responsibilities

Provide analytical support to areas within the team and organization.
Develop, implement, and maintain systems and applications to extract data from product systems.
Prepare and present funding and risk management reports.
Develop, document, and maintain applications as assigned by the manager.
Evaluate the bank’s intraday and cash flow forecasting as it relates to cash management.
Analyze changes in liability and asset portfolios, evaluate trends, and reconcile cash flow activity.
Evaluate product and customer behavior in stress scenarios and provide views on funding concentration.
Participate in stress testing and provide a Liquidity SME perspective in enterprise-wide initiatives.
Support regulatory and internal management reporting accurately and on time.
Support ongoing reviews with 1B, second-line, and third-line functions.
Contribute to operational activities and processes, conduct research, and support presentations or communications to management and broader audiences.
Analyze functional or enterprise-level results, draw conclusions, make recommendations, and assess program, policy, or practice effectiveness.
Identify and manage risks, escalate high-risk or non-standard activities, and follow internal policies and applicable regulatory guidelines.
Keep abreast of emerging issues, trends, and regulatory requirements and assess their potential impact.
Participate as a team member, communicate project status, share knowledge, assist colleagues, and contribute to a positive and equitable work environment.