Treasury ALM Analyst

TD • Charlotte, NC

1d • Onsite

About The Position

The Treasury ALM Analyst conducts and enhances reporting processes, control frameworks, and/or produce forecast and analytics related to balance sheet asset and liability management (balance sheet and net interest income forecasting, interest rate risk measurement, funds transfer pricing, and/or reporting & technical analytics). Provides accurate, efficient, and comprehensive portfolio reporting, and supports ad-hoc investor and/or regulatory requests. This is a professional role providing specialized business services, advisory or processes / program support within the Asset and Liability Management (ALM) group. It requires conceptual and practical knowledge within their own specialty and knowledge of broader related areas. The role is accountable for own work, may act as an escalation point or knowledge resource for others in their own area. Works within broad guidelines / policies and independently performs tasks from end-to-end. Exercises judgment based on the analysis of multiple sources of information. Conveys business context when providing guidance within field of specialty to internal or external stakeholders. Work performed under minimal management guidance and supervision. Identifies and leads problem resolution.

Requirements

• Undergraduate degree preferred
• 3+ years of experience

Responsibilities

• Conducts and enhances reporting processes, control frameworks, and/or produce forecast and analytics related to balance sheet asset and liability management (balance sheet and net interest income forecasting, interest rate risk measurement, funds transfer pricing, and/or reporting & technical analytics).
• Provides accurate, efficient, and comprehensive portfolio reporting.
• Supports ad-hoc investor and/or regulatory requests.
• Provides analytical support to all areas within the team and / or organization.
• Develops, implements, and maintains processes to handle day-to-day analytics.
• Develops, documents and maintains applications as assigned by manager.
• Analyzes changes in the liability and asset portfolios, evaluate trends, and reconcile cash flow activity.
• Provides a forecast of the Bank’s balance sheet over a specified period of time and continually review and up-date assumptions.
• Acquires and applies expertise in the discipline, provide guidance, assistance and direction to others.
• Adheres to internal policies / procedures and applicable regulatory guidelines.
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Contributes to various operational activities and processes as assigned.
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate.
• Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area.
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessary.
• Conducts internal and external research projects; supports the development / delivery of presentations / communications to management or broader audience.
• Conducts reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs / policies / practices.
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
• Contributes to a fair, positive and equitable environment that supports a diverse workforce.
• Acts as a brand ambassador for your business area / function and the bank, both internally and / or externally.
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interest.
• Supports the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit.
• Participates in personal performance management and development activities, including cross training within own team.
• Keeps others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.

Benefits

• Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 101-250 employees