TPO Closer/Funder

AMERICAN HERITAGE LENDING LLC•Remote, US,

1d•$33 - $42•Hybrid

About The Position

The TPO Closer/Funder is responsible for managing the end-to-end closing and funding process for mortgage loans originated through third-party channels (brokers/correspondents). This role ensures loan files are accurately prepared, compliant with regulatory and investor requirements, and funded in a timely and efficient manner. The TPO Closer/Funder acts as a key liaison between brokers, escrow/title partners, warehouse lenders, and internal teams to ensure a seamless closing and funding experience.

Requirements

1–3+ years of mortgage closing and/or funding experience.
Experience working in a TPO (broker/correspondent) channel preferred.
Strong understanding of mortgage closing and funding workflows.
Knowledge of compliance requirements (TRID, RESPA, etc.).
Exceptional attention to detail and organizational skills.
Ability to manage multiple loans in a fast-paced, deadline-driven environment.
Strong communication skills and a customer-first mindset when working with brokers.
Frequently required to sit, stand, kneel, stoop, or squat
Use hands or fingers to handle or feel objects, tools, or controls
Reach with hands and arms
Talk or hear
Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus
Occasionally lift and/or move up to 25 pounds
Ability to analyze situations logically to identify causes and draw solid conclusions
Ability to anticipate the consequences of a situation
Ability to modify one’s own behavior to meet expectations of others
Ability to sustain one’s own emotions from interfering with responding effectively to internal and external customer’s needs
Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing

Responsibilities

Review approved loan files to ensure completeness, accuracy, and compliance with all regulatory and investor requirements.
Prepare and audit closing documents, including Closing Disclosures.
Coordinate with brokers, processors, loan officers, and title/escrow to clear conditions and schedule closings.
Balance Closing Disclosures and settlement statements to confirm final cash-to-close.
Serve as a key point of contact for brokers throughout the closing process.
Review executed loan documents to confirm all funding conditions are met.
Balance funding figures and ensure accuracy of loan disbursements.
Initiate and manage wire requests in accordance with company and warehouse lender guidelines.
Resolve discrepancies and ensure timely funding of all loans.
Deliver complete and accurate loan files post-funding.