Total Loss Adjuster

SAFETY INSURANCE COMPANYBoston, MA
$50,000 - $75,000Hybrid

About The Position

The Total Loss Adjuster is responsible for investigating, evaluating, and resolving auto claims in which the vehicle has been deemed a total loss. This role involves managing the claim process through final settlement, ensuring compliance with company policies, regulatory requirements and delivering excellent customer service to policyholders and claimants. This is an in-office role based out of our Boston, MA office.

Requirements

  • College degree or equivalent work experience required
  • 1+ years of auto claims handling experience, with total loss experience strongly preferred
  • Ability to manage multiple claims and deadlines in a fast-paced environment
  • Strong customer service orientation with the ability to handle sensitive situations professionally
  • Excellent negotiation, problem-solving, and communication skills

Responsibilities

  • Evaluates total loss appraisals to effect settlement within authority
  • Review and analyze auto damage estimates, repair feasibility, and market values to determine total loss status
  • Determine actual cash value of vehicles using industry valuation tools and market research
  • Negotiates vehicle value with 1st and 3rd parties and their representatives
  • Controls salvage costs and resolution
  • Works with manager to resolve difficult situations
  • Prepare and issue settlement offers in accordance with company guidelines and state regulations
  • Negotiate settlements within authority limits and escalate when needed
  • Maintain accurate and detailed claim files in the company’s claims management system
  • Performs other activities as required

Benefits

  • 3 weeks accrued paid time off + paid holidays each year
  • Health insurance (medical, dental, vision)
  • Annual 401(k) Employer Contribution (up to 8% of your base salary)
  • 100% tuition reimbursement
  • Free on-site fitness center
  • Complimentary coffee and breakfast service
  • Hybrid work schedules
  • Working Advantage Discount Program
  • Employee Assistance Program
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