Title Examiner (Multi-State)

TitleEase•,

54d

About The Position

We are seeking an analytical and detail-oriented Multi-State Title Examiner to join our production team. You will be responsible for investigating the "chain of title" for residential and commercial properties across various jurisdictions. This role requires a deep understanding of how public records are structured in different states and the ability to identify complex legal hurdles that could impact ownership or insurability.

Requirements

3–5+ years of experience in title examination or abstracting, with a proven track record of handling multiple states simultaneously.
Familiarity with the unique nuances of various regions (e.g., Louisiana's Civil Law, Texas's Homestead laws, or East Coast "Attorney States").
Expert-level skills in title production software (e.g., Qualia, and ResWare) and online search platforms (e.g., DataTrace, TitleData, Netronline).
Ability to read and interpret complex legal descriptions, surveys, and maps with high precision.
A "detective" mindset with the ability to piece together fragmented public records to solve ownership puzzles.

Responsibilities

Search and examine public records, including deeds, mortgages, liens, judgments, easements, and plat maps, to establish a complete history of ownership.
Navigate diverse recording systems (e.g., County Recorder, Registrar of Deeds, Parish Clerk of Court) and apply state-specific statutes to determine title validity.
Analyze corporate resolutions, LLC operating agreements, and trust documents across various states to verify signing authority for property transfers.
Summarize findings and draft clear, accurate title commitments, identifying all necessary requirements and exceptions.
Proactively identify title defects (e.g., "clouds," unreleased mortgages, or probate issues) and provide the closing team with specific instructions on how to clear them.
Work closely with title underwriters to evaluate risk on complex files and obtain over-the-limit or high-risk approvals when necessary.
Ensure all examinations comply with ALTA standards and the specific underwriting guidelines of our carrier partners.