Third-Party Oversight Analyst

THE DART BANK•Mason, MI

2d•Onsite

About The Position

The Oversight Analyst plays a key role in maintaining and enhancing the integrity of the bank’s risk and compliance management for external vendors and partners. Reporting to the Third-Party Oversight & Treasury Management Manager, this role is responsible for developing and executing ongoing control monitoring across bank partnerships involving digital assets, Banking-as-a-Service (BaaS), payments, and other third-party relationships. Responsibilities include ensuring operational consistency with contractual agreements, regulatory expectations, and internal risk management standards.

Requirements

High School Diploma or equivalent required.
2-5 years of experience in banking operations, compliance support, internal audit assistance, QA or vendor documentation tracking.
Highly self-motivated with the ability to work independently, prioritize tasks, and drive work to completion with minimal supervision.
Ability to build and maintain positive relationships with third-party partners (phone and email communication are required).
Proven ability to build, track, and report on control metrics and compliance monitoring.
Excellent interpersonal, written, and verbal communication skills.
Highly organized and capable of managing multiple oversight plans simultaneously.
Experience working with proprietary platforms/software.
Experience collaborating across departments in highly regulated environments.
Familiar with anti-money laundering laws, vendor and FinTech partner risk reviews, and detecting financial crime.

Nice To Haves

Experience in Fintech partnership relationship management is preferred.
Project management experience is preferred.

Responsibilities

Support the design and execution of post-implementation oversight strategies for banking partners post onboarding.
Create, document, and maintain control monitoring frameworks tailored to each partnership based on contractual obligations.
Identify operational and compliance gaps and escalate concerns based on risk thresholds and frequency.
Coordinate with internal stakeholders (e.g., Compliance, Treasury, Specialty Banking) to ensure cross-functional adherence to oversight protocols.
Demonstrated ability to apply fintech partnership oversight standards and regulatory expectations across the full lifecycle, ensuring due diligence, ongoing monitoring, and documentation practices align with evolving compliance and risk management requirements.
Review daily partner data submissions and reporting metrics.
Validate activity against agreed contractual KPIs and operational standards.
Track and document exceptions, escalations, and real-time compliance indicators.
Maintain a daily control checklist to ensure proper execution of oversight items.
Conduct data validation reviews and internal reconciliations.
Prepare weekly performance reports highlighting trends, gaps, or concerns.
Attend and document weekly meetings with internal stakeholders or external partners as needed.
Monitor action items and ensure follow-through on pending issues or escalated items.
Conduct comprehensive monthly audits of partner performance.
Assist with the preparation of monthly oversight summaries and reporting packages for leadership.
Recommend improvements to oversight procedures and controls based on partner performance data.
Partner with other departments to ensure cross-impacting controls are implemented and executed consistently.
Support audit-readiness by preparing documentation and compliance evidence.
Define and implement tailored control environments per partner based on contractual requirements and product/service complexity.
Distinguish between standard and custom controls based on risk exposure and service model.
Collaborate with the Oversight Manager to ensure controls align with broader third-party governance strategies.
Ensure oversight design accommodates partner-specific nuances while maintaining regulatory soundness.
Adheres to all Federal and State laws and regulations, including the Bank Secrecy Act.
All other duties as assigned.