TELLER/UNIVERSAL BANKER

Southern Michigan Bank & TrustMendon Township, MI
Onsite

About The Position

Performs a variety of duties to provide customer service by explaining and processing financial services, and correct records by performing the following duties. All other duties and responsibilities as assigned.

Requirements

  • High School Diploma or general education degree (GED); and one to three weeks training and at least one-year equivalent combination of education and experience.
  • Customer service, cash handling and banking experience preferred.
  • Attentiveness to detail.
  • Basic computer skills including Microsoft Word and Excel.
  • General math skills.
  • Jack Henry suite of programs including Xperience and Synapsys.
  • TCR, PTM, and coin machine knowledge.
  • Ability to maintain confidentiality and professionalism.

Nice To Haves

  • Customer service, cash handling and banking experience

Responsibilities

  • Build and maintain customer relations by providing high quality service
  • Assist customer from start to finish acting as a full relationship manager
  • Interview customers to obtain information and proactively sell all bank products and services, including but not limited to Checking, Savings, Individual Retirement Accounts, Certificates of Deposits and Savings Bonds
  • Open new accounts using needs-based techniques
  • Discuss, sell, complete application and close consumer loans
  • Discuss, sell, and refer electronic services, Wealth Management and Commercial/Mortgage loan services
  • Solve branch operations matters
  • Understand and support marketing initiatives
  • Clean and organize branch/work area
  • Service, audit, and balance drawers, vault, TCRs, PTM, coin machines and other branch technology within established guidelines
  • Prepare, verify, and order incoming and outgoing cash shipments
  • Prepare and sign cashier’s checks, loan checks, and wires within assigned limits
  • Open, close and lead the branch during absence of management
  • Close accounts when necessary
  • Discuss and process overrides for lesser experienced tellers
  • Mentor/train incoming Tellers/Universal Bankers
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