Technology Director - Credit Risk

Wells Fargo Bank•Charlotte, NC

About The Position

The Enterprise Functions Technology group provides technology solutions and support for Risk, Audit, Finance, Marketing, Human Resources, Corporate Properties, and Stakeholder Relations, as well as technology solutions for Wells Fargo Technology, Enterprise Shared Services, and Enterprise Data Management. Its portfolio is engineered to meet requirements for stability, security, scalability, and speed. The Credit Risk Technology Team is seeking a Technology Director to lead a significant portfolio of critical data platforms, business applications, modernization initiatives, and production operations supporting Corporate Risk stakeholders. The role balances reliable operation of legacy platforms with the multi-year Credit Risk 360 transformation, including modern data models, AI-ready semantic capabilities, application and portal modernization, technology-mandated change, platform migration, and decommissioning. The director leads a large global organization of engineering managers, technical leaders, and engineers; manages investment and capacity; and partners with product, Risk, Finance, data, architecture, controls, and operations leaders. The director owns technology strategy, roadmaps, delivery outcomes, operational health, and investment planning for the assigned Credit Risk portfolio. The role oversees Credit Risk data platforms, repositories, analytical data services, reporting capabilities, and business applications, and advances governed, trustworthy data and modern architecture. It also directs delivery across Financial Risk Data, ACL and loss forecasting, and related Credit Risk capabilities as assigned; maintains business continuity and regulatory readiness; and drives modernization, migrations, upgrades, remediation, resiliency improvements, and retirement of end-of-life technology. The position promotes DevSecOps, automated testing, continuous delivery, platform engineering, site reliability, responsible AI adoption, and measurable engineering quality. It manages budgets, workforce plans, vendors, sourcing, and engineering capacity across operational and change commitments, while building a culture of ownership, transparency, technical excellence, succession, inclusion, and continuous improvement. Travel of up to 20% is expected.

Requirements

10+ years of Technology Strategic Leadership experience, or equivalent demonstrated through work experience, training, military experience, or education.
5+ years of experience leading Credit Risk, Finance Risk, regulatory data, risk analytics, or comparable enterprise risk technology portfolios.
5+ years of experience managing critical data repositories and business applications across build, run, modernization, migration, and decommissioning lifecycles.
5+ years of experience with modern data platforms, distributed systems, APIs, cloud-ready architectures, security, resiliency, and operational risk.
5+ years of experience partnering effectively with product, Risk, Finance, data, architecture, controls, audit, and operations stakeholders.
4+ years of management or leadership experience.
4+ years of experience leading engineering managers, technical leaders, and enterprise-scale software and data delivery teams.
4+ years of experience leading complex transformation programs in a regulated enterprise, including investment planning, capacity management, and executive governance.

Nice To Haves

Deep knowledge of Credit Risk data, allowance and forecasting, risk reporting, or related risk-management processes and controls.
Experience modernizing large data and application estates while maintaining regulatory compliance, delivery continuity, and operational stability.
Experience with cloud-ready data architecture, lakehouse or distributed data platforms, Spark/PySpark, Dremio or comparable semantic layers, APIs, microservices, and modern web applications.
Experience with legacy and enterprise integration technologies, including Ab Initio, SSIS, mainframe platforms, and large-scale batch processing.
Demonstrated ability to convert strategy into executable roadmaps, investment choices, measurable outcomes, and sustained delivery.
Experience applying AI and automation to engineering delivery, data interaction, or business workflows with appropriate governance and controls.
Strong executive communication, influence, financial management, vendor management, and organizational leadership skills.
Experience supporting regulatory examinations, audit engagements, technology risk remediation, and control programs.

Responsibilities

Lead a global organization of engineering managers, technical leads, and engineers responsible for Credit Risk data platforms, applications, delivery, and production operations.
Own technology strategy, roadmaps, delivery outcomes, operational health, and investment planning for the assigned Credit Risk portfolio.
Maintain business continuity and regulatory readiness across critical legacy platforms while accelerating modernization and decommissioning.
Deliver the Credit Risk 360 target state, including platform capabilities, core data models, curated business use cases, modernized workflows, and migration from legacy platforms and portals.
Direct delivery for Financial Risk Data, ACL and loss forecasting, and related Credit Risk data and application capabilities, as assigned.
Drive technology-mandated changes, Data Private Cloud and target-state data-platform migrations, application upgrades, vulnerability remediation, resiliency improvements, and retirement of end-of-life technology.
Advance AI-enabled engineering and business capabilities, including AI-ready data, semantic layers, automated regression and refactoring, and controlled agentic solutions.
Partner with product, Corporate Risk, Finance, architecture, data, operations, controls, audit, and enterprise technology teams to set priorities and resolve dependencies.
Manage budgets, workforce plans, vendors, sourcing, and engineering capacity across run-the-business and change-the-business commitments.
Establish measures for delivery predictability, data quality, platform health, operational resilience, engineering productivity, risk reduction, and business value.
Build a culture of ownership, transparency, technical excellence, succession, and continuous improvement.
Oversee design, build, maintenance, and enhancement of enterprise Credit Risk repositories, analytical data services, reporting capabilities, and business applications.
Deliver trustworthy, governed, and reconciled data from a large and complex upstream ecosystem, with strong lineage, controls, observability, and auditability.
Improve delivery through disciplined prioritization, dependency management, release governance, capacity planning, and measurable operational readiness.
Protect production stability through incident prevention, recovery readiness, performance and capacity management, vulnerability remediation, and elimination of key-person dependencies.
Ensure change commitments meet quality, traceability, control, and supportability expectations before production release.
Establish the data layer as the authoritative source for Credit Risk calculations, controls, and reusable business logic.
Advance modern target-state patterns using scalable data processing, curated data products, governed semantic access, APIs, and user-centric web experiences.
Promote API-first, modular, resilient, and cloud-ready architecture while reducing unnecessary duplication across compute, storage, and presentation layers.
Drive DevSecOps, automated testing, continuous delivery, platform engineering, site reliability, and objective engineering-quality measures.
Apply AI responsibly for engineering productivity and business enablement, with clear controls, human oversight, and measurable adoption and value.
Provide leadership across Java, .NET, Python, JavaScript, Big Data, Spark/PySpark, Ab Initio, SSIS, APIs, and mainframe technologies within a mixed modern and legacy estate.
Lead, mentor, and develop a high-performing global engineering organization with clear ownership for platforms, applications, delivery, and operations.
Build trusted partnerships with Credit Risk, Finance, product, data, architecture, controls, audit, operations, and enterprise technology stakeholders.
Communicate strategy, priorities, trade-offs, delivery progress, risks, and decisions with clarity and transparency.
Develop engineering managers and technical leaders who can independently drive complex, cross-platform outcomes.
Manage budgets, strategic investments, vendor relationships, sourcing models, and workforce plans with strong financial discipline.
Create an inclusive culture that encourages constructive challenge, enterprise thinking, innovation, accountability, and continuous learning.
Travel up to 20%.
Follow applicable Wells Fargo policies and procedures, fulfill risk and compliance obligations, escalate and remediate issues, and make sound risk decisions.