Tarificateur(trice) senior

iA Financial Group•Montreal, QC

8d•Hybrid

About The Position

Build Your Future With Us Are you passionate about risk assessment and individual insurance underwriting and interested in contributing to an organization whose purpose is to help clients feel confident and secure about their future? As an Underwriter, you will play a key role in accurately assessing risk and making underwriting decisions aligned with the company's risk and profitability objectives. Reporting to the Director, Underwriting Operations, you will analyze and interpret medical and non-medical information related to life insurance, critical illness insurance and disability insurance products to support sound risk management. This position offers an excellent opportunity to showcase your skills and reach your full potential within a caring and trusted organization. Here, people and their development are at the heart of everything we do, fostering an environment that encourages collaboration and innovation. You will join an underwriting team where your expertise will directly contribute to the quality of business decisions and the achievement of organizational objectives.

Requirements

Minimum of 10 years of industry experience in individual disability insurance underwriting, as well as knowledge of life insurance and critical illness insurance products.
Strong analytical thinking, sound judgment, attention to detail and ability to solve complex problems while maintaining high standards of quality and productivity.
Thorough understanding of underwriting principles, systems and manuals used by insurers and reinsurers, along with extensive knowledge of industry practices.
Client- and advisor-focused approach, strong communication, negotiation and organizational skills, and ability to manage multiple priorities in a fast-paced and evolving environment.
College diploma or university degree in Health Sciences or a related field.
Intermediate level of proficiency in both French and English.

Nice To Haves

Fellow, Academy of Life Underwriting (FALU) designation, FLMI designation, or active pursuit of either designation.

Responsibilities

Assess risks associated with disability insurance, life insurance and critical illness insurance applications to make fair, consistent underwriting decisions aligned with the organization’s risk and profitability objectives.
Analyze and interpret medical and non-medical information to identify potential risks and apply a holistic approach to overall risk assessment.
Apply established underwriting guidelines, practices and procedures to make informed decisions and ensure sound management of underwriting files.
Ensure the accuracy of underwriting assessments while meeting service standards, turnaround times and team quality expectations.
Communicate with internal and external clients, as well as various stakeholders, to obtain additional information or clarify matters related to underwriting decisions.
Collaborate with underwriting team members and contribute to the continuous improvement of processes to support operational efficiency and enhance the client experience.