SVP, Tokenization

Cross River•Fort Lee, NJ

1d•$250,000 - $300,000•Hybrid

About The Position

Cross River builds the infrastructure behind the world’s innovative financial products, powering payments, cards, lending, and digital asset capabilities. Our mission is to build financial infrastructure that expands access and opportunity for all. We are looking for a leader to own the end-to-end business of tokenizing Cross River-originated credit and other interests, distributing them to institutional investors, settling onchain, and providing the necessary reporting and servicing infrastructure. This is a founding, P&L-controlling role where you will define the strategy, legal, technical, and operational framework for this new business. You will work with internal teams to source and structure assets, and then own the tokenization, distribution, settlement, and ongoing reporting for the life of the asset. The mandate is to take this business from its first transaction to a functioning platform, launching programs, industrializing processes for efficiency, and broadening the offering and distribution. Key responsibilities include commercial ownership and P&L management, building and managing distribution relationships with partners and investors, owning the technology strategy for tokenization and settlement (including onchain issuance and stablecoin settlement), and developing the infrastructure for data pipelines, reconciliation, NAV production, payment waterfalls, third-party verification, delinquency monitoring, and investor reporting. You will also be responsible for operating within a regulated bank's control environment, collaborating with Legal, Compliance, and Risk, and hiring and leading a small, senior, cross-functional team.

Requirements

10+ years in private credit, specialty finance, structured credit, or alternative asset management, in a front-office/middle-office or front-office-adjacent role.
Demonstrated ownership of an Asset Management function, P&L, portfolio, or product mandate. With transactions closed in consumer or small-business credit - forward flow, whole loan sales, participations, or securitization - with accountability for how they performed afterwards.
Genuine ownership of the operational side of the business: loan-level data, investor reporting, servicing oversight, reconciliation. Candidates whose experience covers transaction execution only will NOT be a fit.
Fluency in consumer credit collateral and in structuring mechanics: subordination, waterfalls, reinvestment structures, triggers and eligibility.
Exposure to tokenized real-world assets, permissioned token standards, or stablecoin settlement.
Experience inside a regulated bank's control environment.
Credibility with institutional investors and their investment committees.
Builder's temperament, and comfort with ambiguity.

Nice To Haves

Smart contract mechanics, chain selection and token standards
Stablecoin settlement and treasury operations
Local regulatory regimes in Asia

Responsibilities

Commercial ownership. Manage the P&L. Justify each programme and be accountable for the returns the business generates.
Distribution. Build and manage relationships with licensed distribution partners and institutional investors internationally, converting early interest into recurring programmes.
Tokenization and settlement. Own the technology strategy, including what to build and what to buy. Own onchain issuance, transfer controls, and stablecoin settlement operations.
Data, servicing and reporting. Own the infrastructure behind every programme: loan-level data pipelines, reconciliation, NAV production, payment waterfalls, third-party verification, delinquency monitoring, and institutional-grade investor reporting. This is a build responsibility, and it is central to the role.
Controls and perimeter. Operate within a regulated bank's control environment, working with Principal Finance, CRB Securities, Legal, Compliance and Risk to maintain a clean regulatory perimeter in every market served.
Team. Hire and lead a small, senior, cross-functional team as needed.