About The Position

The Commercial Banking Development Programs Readiness Associate opportunity is a strategic gateway into Commercial Banking, offering a structured, comprehensive development experience for individuals interested in progressing toward client-facing roles. This program is designed for both seasoned professionals and talented individuals with prior banking, financial services, or client-facing experience—whether you are an external applicant or an existing Scotiabank employee seeking to accelerate your career in Commercial Banking. This is a results-driven Talent Development Program of up to 12 months in duration. Participants in each stream engage in hands-on assignments across credit, risk, and business development disciplines, cultivating expertise, leadership confidence, and professional judgment. Upon successful completion of the program, participants will be placed into a full-time position, with the potential for career advancement into senior roles.

Requirements

  • Post-secondary education in business, finance, accounting, economics, or a related field is preferred.
  • 2–6 years of prior experience in credit, business development, client-facing, advice, strategy, or relationship-based roles is an asset.
  • Demonstrated learning agility, self-directed growth, and a keen interest in Commercial Banking.
  • Experience in global banking or international markets is an asset.
  • Strong client-centric judgment and decision making, risk awareness, and effective escalation skills.
  • Excellent communication and disciplined documentation, with an eye for regulatory and operational compliance.
  • Collaboration skills and ability to deliver integrated solutions across teams.
  • Professional presence, adaptability, and ability to integrate into a fast-paced, changing environment.
  • Must have a valid driver’s license and reliable access to a vehicle for travel within the assigned territory.
  • In addition to French, the successful candidate must also have sufficient knowledge of English, as the work involves interacting and collaborating regularly with groups and individuals based in Toronto, as well as constantly interacting with other people, including clients, who speak English, locally and elsewhere.

Responsibilities

  • Participate fully in the Talent Development Program, accelerating expertise in Commercial Banking credit, risk, and business development through guided learning, practical assignments, and coaching.
  • Engage in complex, hands-on assignments across credit, risk, and client service disciplines to build professional judgment and leadership confidence.
  • Work collaboratively with internal partners including Global Risk Management, Business Service Centre and Wealth Management, and occasionally external professionals such as solicitors and accountants.
  • Champion a customer-focused culture, deepening client relationships and leveraging broader Bank resources.
  • Support Directors and Relationship Managers across various Commercial Banking segments, assisting with servicing a diverse client base—both borrowing and non-borrowing and with operations extending nationally or internationally.
  • Actively develop business development capabilities, including risk management, commercial acumen, communication, and collaboration, progressing from foundational awareness to independent execution.
  • Ensure compliance with regulatory and Bank standards, enhance financial analysis, due diligence, and monitoring skills, and support strong credit decisions and portfolio quality.
  • Model professional behaviors, contribute to a collaborative team environment, and demonstrate accountability for personal growth.
  • Apply learning from training, coaching, and feedback to real-world client activities and internal forums.
  • Seek feedback, reflect on performance, and demonstrate resilience, adaptability, and ownership of personal development.

Benefits

  • Accelerated development experience preparing you for client-facing roles in Commercial Banking.
  • Exposure to a broad range of assignments and collaboration with industry-leading professionals.
  • Opportunities to build expertise in business development, credit, and risk within a dynamic commercial banking environment.
  • Support from program leadership, business stakeholders, and internal partners as you progress toward placement readiness.
  • Experience with complex client, credit, and operational data management, and exposure to both standard and sophisticated client needs.
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