Summer 2027 Intern: Portfolio Management Team

Live Oak Banking•Wilmington, NC

9d•Onsite

About The Position

Live Oak Bank is a digital bank that serves small business owners across the country. Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money. At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream. Ready to make an impact? We're looking for an onsite intern to join our team for the 10-week Summer 2027 Internship Program (May 17 - July 23, 2027) at our headquarters in Wilmington, NC. Applications are due by 11:59 p.m. ET on Wednesday, September 23. Interns that join the Portfolio Management Team will have the opportunity to understand and support our Portfolio Analysts in the numerous tasks they work on each quarter. The 10-week program will allow interns to work through financial analysis, shadow tasks and customer interactions, learn the lead to loan process and gain an understanding of Live Oak’s risk through Lending and Servicing functions. The Portfolio Analyst role is vital to the health and overall performance of the existing Live Oak Bank loan portfolio.

Requirements

Interest in banking or finance
Currently enrolled in college/university working toward a degree
Authenticity/Genuine Professional Curiosity
Trustworthiness
Personal Effectiveness/Credibility
Nimbleness
Initiative/Willingness to Own Your Role
Joy in Collaborating
Prompt Multi-tasker

Nice To Haves

You will be trained on financial statement analysis and the Live Oak Bank approach to cash flow lending.
Consistent feedback on job performance during the internship.
Enhancing your time management, prioritization, and organization skills

Responsibilities

Analyze financial statements from several different industries as part of our quarterly analysis and assist with annual risk grade assessments for relationships with larger exposure.
Complete a capstone project and presentation outlining the lead-to-loan process using what you learn over the course of the summer.
Shadow the day-to-day functions of the role, such as collateral, payment, and loan structure questions, managed and completed by a variety of Portfolio Analysts.
Work with other departments throughout the bank handling customer requests to understand how each role plays a key function. This will also broaden your spectrum on potential future opportunities throughout the bank.
Spearhead any internal projects focused on making the group more effective and efficient.
Attend Loan Committee weekly listening to an educational debate on deals approved each week.
Attend department and internal team meetings for important updates and learning opportunities.