2027 Wholesale Credit Delivery - Middle Market & Specialized Industries - Summer Analyst Program (Internship)

Truist•Atlanta, GA

1d•Onsite

About The Position

The Truist Internship provides college students with an 8-12 week working and immersion experience to sharpen their skills. During this internship, time is focused on summer long projects with other students and full-time, experienced teammates. Interns have the opportunity to network with other interns, teammates, and senior leaders. Truist interns sharpen the leadership, technical, and business skill they'll use for the rest of their careers. The internship program serves as a pipeline to our Truist full-time programs. The Wholesale Credit Delivery - Commercial & Specialized Industries - Summer Analyst Program will run for approximately 10 weeks in the summer months. The Summer Analyst Program will consist of: Activities: Networking socials, case studies and presentations, team-building projects Executive Speaker Series: CEO, Wholesale Banking Senior Leaders, among others Community Service: Opportunities to participate in various volunteer initiatives are provided and involvement is strongly encouraged. The opportunity to interact with other groups and disciplines throughout the investment bank. Competitive Summer Analysts will be eligible to receive an offer to return in full-time positions as part of our analyst program upon completion of the internship. The starting hourly wage for this position is $38. The Wholesale Credit Delivery - Middle Market & Specialized Industries - Summer Analyst Program provides interns with exposure to commercial banking by partnering with experienced bankers who serve middle market companies and specialized industries. Summer Analysts develop financial analysis and credit skills while supporting client relationship management, industry research, underwriting, and strategic banking solutions. Through meaningful project work, mentorship, networking opportunities, and executive engagement, participants gain a comprehensive understanding of commercial banking and are well positioned for future opportunities within Truist Wholesale Banking. This position is specifically for our Senior Care and Government Contracting Specialty Groups withing Middle Market & Specialized Industries. Senior Care Specialty Group The Senior Care Specialty Group is a specialized team within Truist’s Wholesale Credit Delivery organization focused on providing credit expertise and financial solutions to companies operating in the senior and post-acute healthcare sectors. This team works with clients across areas such as skilled nursing, assisted living, memory care, continuing care retirement communities, and other senior-focused healthcare services. Professionals on the team partner closely with analysts and relationship managers, credit officers, and other Wholesale Banking specialists to evaluate financial strength, operating performance, and credit needs of clients. Responsibilities may include financial statement and cash-flow analysis, credit underwriting, risk assessment, portfolio management, and structuring financing solutions tailored to the unique characteristics of the senior care industry. This group offers an opportunity to gain exposure to healthcare finance, commercial credit, financial analysis and relationship management while developing and understanding of the unique economic, regulatory and operational factors affecting senior care organizations. Government Contracting Specialty Group The Government Contracting Specialty group is a specialized team within Truist’s Wholesale Credit Delivery organization that focuses on providing credit expertise and financial solutions to companies that generate revenue through federal, state, and local government contracts. The team works with businesses across a variety of industries that serve government agencies and require specialized banking and credit solutions to support their operations and growth. Professionals on the team evaluate the financial strength, cash flow, contract backlog, customer concentration, and overall credit profile of government contractors. They partner closely with analysts and Relationship Managers, Credit Officers, and other Wholesale Banking specialists to structure and manage financing solutions that address the unique needs and risks associated with government contracting. This specialty provides an opportunity to develop expertise in commercial credit, financial analysis, government contracting, and risk management, while gaining exposure to businesses that support government agencies and public-sector initiatives. At this time, Truist will not sponsor an applicant for employment authorization, nor will we offer any immigration-related support for this position (including H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, or sponsorship for U.S. permanent residence.)

Requirements

English (Required)
College students

Nice To Haves

The opportunity to interact with other groups and disciplines throughout the investment bank.
Opportunities to participate in various volunteer initiatives are provided and involvement is strongly encouraged.
Networking socials, case studies and presentations, team-building projects
CEO, Wholesale Banking Senior Leaders, among others

Responsibilities

Assist relationship managers and credit delivery teams with middle market and specialized industries client coverage.
Works with portfolio managers and analysts to build financial projection models based on client profile, industry dynamics, revenue and expense driver related to the opportunity to assess the borrower’s financial wherewithal to repay.
Determine risk ratings and how they relate to probability of default/loss given default.
Author annual reviews and assist in the development of credit underwriting thesis of new and existing relationships.
Analyzing financial statements, cash flow, and credit metrics to support lending decisions.
Conduct industry and company research to identify trends and business opportunities.
Prepare client presentations, pitch books, and underwriting materials.
Partner with teammates across Treasury Solutions, Capital Markets, Risk, and Credit Delivery to deliver comprehensive financial solutions.
Participate in client meetings, networking events, professional development sessions, and executive speaker series.
Complete special projects and assignments as needed.
Complete a summer project and present recommendations to senior leaders.