Submortgage Broker (British Columbia)

Perch Mortgage Brokerage • Vancouver, BC

6d • CA$150,000 - CA$200,000 • Remote

About The Position

This role is for a Submortgage Broker in British Columbia, working remotely across Canada. The position offers a competitive commission structure with uncapped earning potential, aiming for a 50-100% income growth. The company, Perch, is an award-winning mortgage brokerage that uses technology to help Canadians manage their mortgages and home equity. Perch's proprietary auto-adjudication engine and workflow automation tools aim to eliminate the administrative burden for brokers, allowing them to focus on client relationships and closing deals. The company was founded in 2018 and is based in Toronto, serving homeowners nationwide.

Requirements

• Minimum of 2 years of continuous experience as a licensed Submortgage Broker or as a Mortgage Advisor at a bank or credit union.
• Proven top performer with the ability to originate at least $10M in mortgages in the last 12 months.
• Demonstrated ability to self-generate most or all of your leads.
• Must be licensed in British Columbia.

Nice To Haves

• Experience as a Mortgage Advisor at a bank or credit union.

Responsibilities

• Originate at least $10M in mortgages in the last 12 months.
• Self-generate most or all of your leads.
• Focus on building relationships and closing deals.
• Utilize technology to automate workflow and eliminate underwriting.
• Handle client intake, document gathering, and appraisal bookings (with support).
• Keep referral partners informed with automatic status updates.
• Nurture client pipeline and identify new opportunities.
• Guide clients step-by-step through their application.
• Integrate Equifax soft credit checks.
• Automatically request the correct documents from clients.
• Handle compliance and FINTRAC reporting.

Benefits

• Qualified Leads: Receive a consistent stream of qualified leads throughout the first year, up to 30% of your annual volume.
• Competitive Compensation: Attractive commission split (starts at 90/10, increases to 95/5), desk and insurance fees waived, maximizing take-home earnings.
• Industry-Leading Technology: Powerful tools that streamline workflow and make underwriting effortless.
• Marketing Support: Access to ready-to-use marketing assets, targeted campaigns, and lead-nurture tools.
• Ongoing Training: Continuous training, best-practice guidance, performance coaching, and 1:1 deal support.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed