Structured Working Capital Transactor - Payments -Vice President
About The Position
As a Transactor within JPMorgan Payments’ Trade & Working Capital division, the role structures, executes, and manages structured receivables and inventory finance transactions. The Transactor works with clients to understand their working capital objectives, identify opportunities, and recommend customized structures. Transactions range from bilateral receivables purchase structures to large syndicated inventory financing designed to improve the efficiency of clients’ global working capital flows. The role partners with Trade Sales, Global Corporate Banking, and finance, product, legal, and risk colleagues to deliver tailored solutions. It leads transaction execution and approval activities, prepares financial and credit analyses, and evaluates competitive, capital markets, accounting, macroeconomic, and regulatory dynamics.
Requirements
- At least 5 years of structuring and transaction experience, with strong working knowledge of corporate finance, corporate credit, and legal risk.
- At least 3 years of credit risk management experience, including a minimum of 2 years in structured products.
- Experience with structured product management and governance.
- Knowledge of alternative receivables financing structures, including securitization, borrowing-base, and bilateral receivables purchase programs.
Nice To Haves
- Relevant trade finance experience focused on structured receivable transactions.
- Knowledge of accounting policy guidelines applicable to receivable purchases and understanding of enforceability and perfection requirements in major jurisdictions.
Responsibilities
- Work with Trade Sales and Global Corporate Banking teams to recommend structured off-balance-sheet solutions that improve clients’ working capital positions within specific sectors.
- Partner with finance, product, legal, and risk colleagues to deliver products and adapt structures to bespoke customer needs.
- Pitch, structure, and execute transactions, developing innovative solutions to complex problems.
- Prepare and review data analysis, including cash flow models, stress-test models, and other analytical tools.
- Manage transaction execution, including coordinating with internal partners, preparing credit analysis and approval materials, leading approval discussions, developing operational processes, and negotiating legal documentation.
- Understand and assess competition, capital markets, accounting, macroeconomic, and regulatory dynamics.
Benefits
- Competitive total rewards package, including base salary and, for eligible roles, commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
- Comprehensive health care coverage.
- On-site health and wellness centers.
- Retirement savings plan.
- Backup childcare.
- Tuition reimbursement.
- Mental health support.
- Financial coaching.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
