Structured Trade Portfolio Monitoring Vice President

BBVA•New York, NY

3d•$200,000 - $225,000•Onsite

About The Position

The Vice President leads the Portfolio Monitoring & Solutions function within BBVA's Structured Trade & Commodity Finance business, providing strategic oversight of the Bank's post-closing portfolio monitoring framework across a diverse portfolio of structured financing transactions. The role is responsible for establishing governance standards, developing scalable monitoring processes, strengthening portfolio controls and ensuring compliance with transaction documentation and internal risk policies. Working in close partnership with Front Office, Credit Risk, Legal, Operations, Engineering, external service providers and clients, the Vice President oversees collateral performance, identifies emerging portfolio risks and provides timely portfolio reporting and recommendations to senior management. The position also plays a key role in driving process optimization, digitalization, automation initiatives and the continued development of the Portfolio Monitoring & Solutions function.

Requirements

Extensive knowledge of Structured Trade & Commodity Finance, Asset-Based Lending, Structured Receivables Finance and related financing products.
Advanced understanding of borrowing base methodologies, collateral monitoring, portfolio management and structured lending principles.
Strong knowledge of commodity collateral, inventory controls, warehouse receipts, receivables finance structures and security packages.
Ability to interpret complex credit agreements, legal documentation, collateral structures and financing arrangements.
Strong financial analysis skills, including covenant monitoring, liquidity analysis and borrower performance assessment.
Advanced Microsoft Excel skills.
Experience with Power BI, SQL, Python or other business intelligence, reporting and automation tools.
Strong analytical, strategic thinking and problem-solving capabilities.
Excellent leadership and people management skills.
Proven ability to build, develop and mentor high-performing teams.
Exceptional written and verbal communication and presentation skills.
Ability to influence and collaborate effectively with Front Office, Credit Risk, Legal, Operations, Engineering and senior management.
Ability to operate effectively within a fast-paced, international and cross-functional environment.
Fluency in English is required; proficiency in Spanish is highly valued.

Responsibilities

Lead the Portfolio Monitoring & Solutions function supporting BBVA's Structured Trade & Commodity Finance portfolio.
Establish and continuously enhance monitoring policies, governance standards, operating procedures and portfolio oversight frameworks.
Oversee the monitoring of Commodity Borrowing Base Facilities, Inventory Finance, Warehouse Finance, Prepayments, Pre-Export Finance, Receivables Purchase Programs (RPP), Receivables Finance, Credit Insurance-backed transactions and other structured working capital facilities.
Review and oversee borrowing base calculations, collateral eligibility, inventory reports, warehouse reports, advance rates, reserve calculations, concentration limits and financial covenant compliance.
Ensure the timely identification, assessment, escalation and resolution of portfolio risks, collateral deficiencies and covenant breaches.
Monitor overall transaction performance throughout the lifecycle of each facility and recommend appropriate risk mitigation strategies.
Partner with Front Office during transaction onboarding, amendments, renewals, refinancings and restructurings to ensure appropriate monitoring requirements are implemented.
Collaborate with Credit Risk, Legal, Operations, Engineering, external collateral managers, inspection companies and clients to ensure timely reporting and effective portfolio oversight.
Strong governance, risk management and control mindset.
Continuous improvement mindset with demonstrated experience implementing process enhancements and automation initiatives.
Ability to operate effectively within a fast-paced, international and cross-functional environment.
Fluency in English is required; proficiency in Spanish is highly valued.