Assistant Vice President, Portfolio Manager

Western Alliance Bank•San Francisco, CA

1d•$100,490 - $124,133

About The Position

The Assistant Vice President, Portfolio Manager analyzes, structures, underwrites, and coordinates the closing of major and complex loans in compliance with the Bank’s lending policies and procedures. Working with the Vice President, Commercial Banker, the Portfolio Manager manages loans to ensure credit risks are responsibly monitored and identified. The role also supports Bank, regional, and branch goals by participating in underwriting and closing desirable credits, and ensures compliance with Bank policies and applicable state and federal banking regulations. The Portfolio Manager works with the Vice President, Commercial Banker to interface with clients in person, by phone, and by email to assess credit needs and determine appropriate loan structures and analysis requirements. The role gathers and analyzes information for financing requests presented with the Relationship Manager to senior management or the Loan Committee. It coordinates processing of approved loans, obtains required customer documentation, helps resolve processing and servicing issues, reinforces superior customer service, and performs other underwriting, portfolio-management, and loan-upkeep tasks related to new requests and the existing Relationship Manager portfolio.

Requirements

At least 2 years of related experience in Portfolio Management or a similar field.
Bachelor’s degree or equivalent experience.
Entry-level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
Entry-level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices.
Entry-level to intermediate knowledge of commercial credit, loan structuring, and pricing dynamics.
Completed credit analyst training.
Intermediate speaking and writing communication skills.

Responsibilities

Analyze, structure, underwrite, and coordinate the closing of major and complex loans in accordance with Bank lending policies and procedures.
Work with the Vice President, Commercial Banker to manage loans and monitor and identify credit risks.
Participate in underwriting and closing desirable credits to help attain Bank, regional, and branch goals.
Ensure compliance with Bank policies and procedures and applicable state and federal banking regulations.
Interface with clients in person, by phone, and by email to assess credit needs and determine suitable structures and information needed for analysis.
Gather and analyze information for financing requests presented with the Relationship Manager to senior management or the Loan Committee for approval.
Coordinate the processing of approved loans and ensure they conform to the loan agreement, customer needs, and Bank lending policies.
Obtain sufficient information and documentation from customers.
Assist in resolving loan processing and servicing problems within the Relationship Manager’s portfolio.
Reinforce superior customer service through personal example and appropriate follow-through with customers and employees.
Perform other underwriting, portfolio-management, and upkeep tasks related to new loan requests and the existing Relationship Manager portfolio.