Stop Loss: Group Underwriting (Various Levels)
About The Position
Voya’s Employee Benefits division is seeking Stop Loss Underwriters to evaluate employer group medical stop loss submissions and support underwriting decisions for both new business and renewal opportunities. This role analyzes risk and pricing factors, including group demographics, claim experience, large claimant activity, participation, plan design, contract terms, funding arrangements, and overall profitability, while ensuring proposed stop loss coverage aligns with underwriting guidelines and can be effectively administered. The underwriter partners with internal teams, field personnel, brokers, and clients to gather information, communicate decisions, and support competitive, financially sound solutions across the stop loss book of business. Successful candidates bring strong analytical judgment, attention to detail, problem-solving ability, and clear communication skills, with responsibilities and approval authority increasing by level.
Requirements
- Strong analytical judgment.
- Attention to detail.
- Problem-solving ability.
- Clear communication skills.
- Associate Group Underwriter: Typically requires 0–2 years of underwriting experience.
- Senior Group Underwriter: Typically requires 3–4 years of group underwriting or voluntary benefits experience.
- Lead Group Underwriter: Typically requires 5–8 years of underwriting experience.
Nice To Haves
- Supplemental health experience preferred for Lead Group Underwriter.
Responsibilities
- Evaluate employer group medical stop loss submissions.
- Support underwriting decisions for new business and renewal opportunities.
- Analyze risk and pricing factors, including group demographics, claim experience, large claimant activity, participation, plan design, contract terms, funding arrangements, and overall profitability.
- Ensure proposed stop loss coverage aligns with underwriting guidelines and can be effectively administered.
- Partner with internal teams, field personnel, brokers, and clients to gather information, communicate decisions, and support competitive, financially sound solutions.
Benefits
- Health, dental, vision and life insurance plans
- 401(k) Savings plan – with generous company matching contributions (up to 6%)
- Voya Retirement Plan – employer paid cash balance retirement plan (4%)
- Tuition reimbursement up to $5,250/year
- Paid time off – including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day.
- Paid volunteer time — 40 hours per calendar year
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
