State Credit Administrator – Renewable Energy / Power Finance - Los Angeles (In Office)
About The Position
Zions Bancorporation is seeking a State Credit Administrator for its West Region Credit Risk Management team, which directly supports the California Bank & Trust Division. Credit Administration is responsible for the overall credit quality of the Bank’s loan portfolio, including transaction decisions, credit policies and procedures, portfolio performance monitoring, problem loan management, and sound credit practices. The role oversees credit administration for complex lending transactions across areas such as commercial and industrial, asset-based lending, leasing, real estate, and entertainment finance, with specific expertise in renewable energy transactions involving wind, solar, and turbine lending regulations. The position is based in the Los Angeles office and requires regular travel to affiliate locations.
Requirements
- Bachelor’s degree in finance, accounting, or an equivalent field; a combination of education and experience may meet requirements.
- 10 or more years of directly related financial services experience, with strong institutional credit experience.
- In-depth knowledge of structuring and underwriting a wide variety of complex lending credit transactions.
- Strong knowledge of loan workout and problem loan management.
- Excellent oral and written communication skills, including the ability to communicate with all levels of the organization.
- Advanced working knowledge of regulatory issues.
- Ability to identify, analyze, and summarize issues, derive conclusions, and provide relevant recommendations.
- Strong proficiency in Microsoft Office products.
- Sound business judgment, change management, process improvement, and people development skills.
- Strong work ethic, commitment to responsibilities, and ability to speak candidly with management tactfully.
- Ability to travel regularly to affiliate locations to work directly with affiliate management, credit, line, loan administration, and work-out officers.
Responsibilities
- Oversee Credit Administration functions for complex lending transactions, including commercial and industrial, asset-based lending, leasing, real estate, and entertainment finance.
- Apply knowledge of renewable energy deals involving wind, solar, and turbine lending regulations.
- Assist with analyzing, structuring, prescreening, and approving transactions.
- Identify deteriorating trends in credit quality and recommend downgrades as necessary.
- Monitor specifically identified credits for concerns or problems as assigned.
- Train and mentor lending staff or lower-level staff as needed.
- Attend and participate in credit committee meetings as needed.
- Contribute to the development of innovative principles and ideas.
- Perform other duties as assigned.
Benefits
- Medical, dental, and vision insurance starting on day one
- Life and disability insurance
- Paid parental leave and adoption assistance
- Health Savings Account, Flexible Spending Account, and dependent care accounts
- Paid training
- Paid time off
- 12 paid federal holidays
- 401(k) plan with company match
- Profit sharing
- Competitive compensation based on work experience
- Mental health benefits, including coaching and therapy sessions
- Tuition reimbursement for qualifying employees
- Employee Ambassador preferred banking products
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What This Job Offers
Job Type
Full-time
Career Level
Senior
