Staff Data Scientist

SoFi•San Francisco, CA

4d•$223,560 - $245,916•Remote

About The Position

SoFi Bank N.A. seeks Staff Data Scientist in San Francisco, CA. Identify opportunities and collaborate cross functionally to develop, implement, and continuously improve machine learning models and strategies that support credit underwriting. Identify opportunities to apply AI and advanced machine learning approaches to solve complex business problems. Evaluate alternative data sources and external vendor solutions by defining and driving proof of concept projects to demonstrate the solutions business values. Explore and leverage inhouse, external, and other opensource machine learning software/algorithms. Contribute in enhancing SoFi’s risk model development code base by developing customized Python scripts or packages. Collaborate with Model Risk Management team and Fair Lending team to demonstrate models are developed with high level rigor that satisfy Model Risk Management requirements, Fair Lending requirements, and other regulatory requirements. Spearhead model deployment by collaborating with cross functional teams including Credit, Product, Engineering, and Business Unit. Present model performance and insights to Credit, Risk, and Business Unit leaders. Full-time telecommuting is an option.

Requirements

Master’s degree in Statistics, Data Science, or a related quantitative discipline and (5) five years of experience in the job offered or a related occupation Or Bachelor’s degree in Statistics, Data Science, or a related quantitative discipline and (7) seven years of experience in the job offered or a related occupation.
Machine Learning and statistical modeling for supervised and unsupervised learning
Python
Databases and related languages and tools including SQL, NoSQL, and Hive
Statistical Inference
Full model development cycle on modern cloud platform including model development, implementation and monitoring
Experience in unsecured loan credit and cashflow underwriting.
Familiar with credit bureau data such as Experian, TransUnion or Equifax
Experience in model implementation including CICD pipeline and deployment of models to production endpoints.
Any suitable combination of education, training and/or experience is acceptable.

Responsibilities

Identify opportunities and collaborate cross functionally to develop, implement, and continuously improve machine learning models and strategies that support credit underwriting.
Identify opportunities to apply AI and advanced machine learning approaches to solve complex business problems.
Evaluate alternative data sources and external vendor solutions by defining and driving proof of concept projects to demonstrate the solutions business values.
Explore and leverage inhouse, external, and other opensource machine learning software/algorithms.
Contribute in enhancing SoFi’s risk model development code base by developing customized Python scripts or packages.
Collaborate with Model Risk Management team and Fair Lending team to demonstrate models are developed with high level rigor that satisfy Model Risk Management requirements, Fair Lending requirements, and other regulatory requirements.
Spearhead model deployment by collaborating with cross functional teams including Credit, Product, Engineering, and Business Unit.
Present model performance and insights to Credit, Risk, and Business Unit leaders.