Sr. Underwriting Consultant – Stop Loss – Remote

Symetra • ,

8d • $106,400 - $177,300 • Remote

About The Position

In this role you will evaluate and price new and existing business while balancing profitability, growth, and market competitiveness. You will analyze financial and medical risk, manage a complex block of business, provide underwriting expertise, and collaborate closely with Sales, Brokers, and internal partners to deliver strong business outcomes.

Requirements

• High school diploma required.
• 10+ years of Stop Loss Risk Based Underwriting required.
• Strong knowledge of Stop Loss products, risk assessment, pricing methodologies, and underwriting principles.
• Proven analytical, problem-solving, and decision-making skills.
• Strong communication, relationship-building, and negotiation skills.
• Ability to manage multiple priorities and work effectively in a collaborative environment.
• Proficiency with Microsoft Office applications required.
• Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

Nice To Haves

• College degree highly preferred.
• Captive underwriting experience highly preferred.
• David Young/ESL experience a plus.
• Experience with reference-based pricing a plus.
• Presentation and facilitation experience preferred.

Responsibilities

• Underwrite new and renewal Stop Loss business by assessing financial, medical, and claims risk and determining appropriate pricing.
• Analyze employer group experience, claim history, and member-level medical information to evaluate risk and develop underwriting recommendations.
• Manage complex and high-visibility cases, including guideline exceptions and unique risk situations.
• Partner with Sales, Brokers, TPAs, and internal stakeholders to negotiate pricing and support competitive market positioning.
• Manage an assigned block of business while meeting goals related to profitability, growth, retention, service, and sales effectiveness.
• Serve as a trusted subject matter expert and mentor, providing guidance, training, and support to underwriting team members.
• Lead or contribute to underwriting initiatives, cross-functional projects, process improvements, and training efforts.
• Provide market intelligence and recommendations to support product, pricing, and underwriting strategy.
• Support RFP responses and other business development activities.
• Build and maintain strong relationships with clients, brokers, sales partners, and internal teams.
• Represent Symetra at industry and business events as needed.
• Travel occasionally to support business and relationship-building activities.

Benefits

• Flexible full-time or hybrid telecommuting arrangements
• 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Company matching for community contributions

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED