Sr. Underwriter

Taleo Social Sourcing • Austin, TX

1d

About The Position

D.R. Horton, Inc. is seeking a Sr. Underwriter to underwrite Conventional, FHA, and VA loans. The role involves working in the Loan Origination System or Encompass, maintaining FHA Direct Endorsement and VA Automatic authority with LAPP approval, reviewing appraisals and specialized loan programs, and coordinating with mortgage and branch teams. The underwriter is expected to conduct business professionally and ethically, serve customers, and support the company’s goodwill and profitability. Overnight travel may be required.

Requirements

• High school diploma or GED.
• Ability to obtain a valid, current Mortgage Loan Originator License if required by state regulations.
• At least 10 years as an underwriter with DHI Mortgage.
• At least 5 years with a DE designation.
• At least 5 years with a SAR designation.
• Strong written and verbal communication skills.
• Excellent organizational skills and ability to meet deadlines.
• Ability to accurately and efficiently process and record a large volume of data.
• Ability to apply common-sense understanding to carry out instructions provided in written or oral form or through DRH applications.
• Proficiency with MS Office and email.
• Ability to sit for most of an eight-hour workday; use hands to finger, handle, or feel; reach with hands and arms; and talk and hear.
• Close and peripheral vision.

Nice To Haves

• Bachelor’s degree from a four-year college or university.

Responsibilities

• Underwrite assigned loan types, including Conventional, FHA, and VA loans, using the Loan Origination System or Encompass.
• Prioritize rush requests, Collateral Underwriter conditions, and newly submitted loans to meet turnaround times, with a minimum of six touches per day when volume is present.
• Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval.
• Review and make decisions on bond loans and loans with a Mortgage Credit Certificate (MCC), applying relevant guidelines.
• Communicate with the branch before suspending or rejecting a loan; submit rejected loans to underwriting center management for an in-depth second review.
• Review assigned appraisals, including completing FHA Conditional Commitments and VA NOVs when applicable.
• Maintain frequent contact with Processors, Mortgage Loan Originators, and Branch Managers.
• Conduct business professionally and ethically to serve customers and support the company’s goodwill and profit.
• Be able to travel overnight.

Benefits

• Medical, dental, and vision coverage
• 401(k)
• Employee Stock Purchase Plan
• Flexible Spending Accounts
• Life and disability insurance
• Vacation, sick, and personal time
• Company holidays
• Multiple voluntary and company-provided benefits

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED