Sr. Underwriter Personal Lines E&S Homeowners

Howden•Colorado Springs, CO

1d•Remote

About The Position

DUAL North America is seeking a Senior Underwriter for the E&S Homeowners division. The Senior Underwriter plays a vital role in executing company strategies and producing high volume profitable risks while developing and maintaining agency relationships. The Senior Underwriter ensures adherence to underwriting guidelines, acts as a point of contact for agents and drives performance against underwriting goals and metrics. As a Senior Underwriter within the E&S Homeowners division, you will underwrite complex risks within authority, cultivate agency partnerships in collaboration with the Distribution team, and manage portfolio profitability.

Requirements

Bachelor’s degree in Business preferred
7+ years of relevant underwriting experience in California and western states
Prior non-admitted underwriting experience preferred
High level understanding of technical underwriting principles and risk assessment
Strong analytical, negotiation, and decision-making skills
High level broker/client engagement and relationships
Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)
Demonstrated ability to handle complex risks with sound judgment
Highly self-motivated with strong attention to detail
Ability to emphasize prioritization with desk management and production goals
Must work well in a team environment; collaboration and teamwork are at the core of the organization
Ability to travel 20-30% as required for client meetings, conferences, or industry events
Must be able to remain in a stationary position approximately 50% of the time, with occasional movement throughout the office to access files and equipment

Responsibilities

Responsible for assessing risk, allocate rate, apply appropriate terms, and profitability growth in line with DUAL strategy.
Emphasize production growth and retention to meet or exceed established goals.
Perform independently using appropriate underwriting tools, rules, underwriting guidelines, and regulatory insurance laws within the assigned Level of Authority.
Review inspections in a timely manner and identify all hazards with recommendations on how to correct or mitigate the adverse condition.
Develop and maintain agency relationships through in person visits, phone interactions and virtual meetings with the collaboration of the Distribution team.
Provides guidance, knowledge and development of other team members.
Complete tasks efficiently and proactively while maintaining work and life balance.
All round awareness of those aspects of the insurance industry that have a direct bearing on key responsibilities and accountabilities.
Maintain superior level business relations with internal and external parties.
Performs assigned projects and portfolio reviews.
Maintain carrier compliance and adhere to binding authority agreements
Establish and maintain strong relationships with key retail and wholesale agency partners, serving as the underwriting resource.
Drive agency performance through clear appetite communication, production targets, and portfolio stewardship discussions.
Support onboarding of new agents, including training on underwriting guidelines, product positioning, and submission expectations.