Sr. Small Business Credit Analyst

Daimler Truck•Charlotte, NC

1d•Hybrid

About The Position

Manage the processing of all small business credit applications (United States and Canada) for the purpose of delivering superior service to dealers and customers. Manage and allocate risk by employing sound credit and risk management strategies to maximize profitability to DTFS and brand partners.

Requirements

BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree.
Combined 1 year experience in Credit Underwriting and 2 years in any of the following areas: Truck Discounting, Truck Remarketing, Fleet Services, Collections or Client Services (in a Financial Services Industry).

Nice To Haves

2 years of commercial credit underwriting experience.
2 years of credit experience in a collateral-based environment.
Background in commercial credit.
Experience with coaching and mentoring junior level employees.
Hands-on experience conducting inter-team audits.

Responsibilities

Analyze, investigate, and decision small business credit applications up to established credit limits of authority, including handling of analyst exceptions to standard terms and advance (US and Canada).
Manage and resolve problems related to small business transactions of all segments (US and Canada).
Rate concessions and service impediments in all regions (US and Canada).
Build positive working relationships and deliver superior levels of service to DTFS dealers in assigned regions (US and Canada).
Travel to assigned dealerships to review business performance in conjunction with the District Finance Manager (US and Canada).
Provide support to analysts on difficult decisions and mentor by serving as a lead team member for credit buyers in assigned regions (US and Canada).
Review performance of credit buyers in assigned region relative to customer service levels, quality of underwriting, and compliance with policies & procedures (US and Canada).
Conduct internal audits to ensure compliance with DTFS credit policies and procedures (US and Canada).
Provide ongoing feedback on credit buyer job performance and contribute to performance reviews (US and NASC).

Benefits

annual bonus program
401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age
starting at 4 weeks paid vacation
15 calendar holidays
8 weeks paid parental leave
employee assistance program
comprehensive healthcare plans and wellness programs
onsite fitness (at some locations)
tuition assistance and volunteer paid time off
short-term and long-term disability plans