Sr. Manager-Consumer Credit Risk Analytics

EXL • New Jersey, NJ

2d • $130,000 - $145,000

About The Position

Senior client-facing role leading transformation of credit risk reporting for a top US banking client across consumer lending portfolio (secured and unsecured) combining risk analytics with delivery leadership of a large-scale reporting automation program.

Requirements

• Min. 4 years of consumer credit risk analytics experience at a bank or consumer lender, spanning portfolio analytics, credit strategy, performance reporting and risk appetite frameworks
• Proven ability to present and defend risk positions with senior stakeholders
• SQL (mandatory)
• Python proficiency preferred
• Familiarity with modern data environments (Databricks/Snowflake)
• Experience guiding reporting automation or analytics modernization preferred

Responsibilities

• Analyze credit performance across consumer book: identify emerging trends, drivers of delinquency and loss movements, assess performance against risk appetite, connect portfolio outcomes to underlying credit strategy — acquisition quality, line management, and loss mitigation.
• Author the risk narrative presented to the client's senior risk leadership each cycle.
• Manage the end-to-end automation of risk reporting suite in partnership with the data engineering team responsible for the automation: prioritize build, ensure business logic and analytical intent are correctly implemented, and own validation and sign-off on automated outputs.
• Manage senior risk stakeholders, drive program roadmap, and be accountable for delivery.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed